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Posts Tagged ‘USDA’

Home At Last Las Vegas Housing program for buyers FHA, VA, Conventional. Call Penny O’Brien 702.321.9383

Friday, September 1st, 2017

Hi there,

Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender?  I can help.  Need a Realtor, call me, Penny O’Brien at 702.321.9383

How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.

Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans.  Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.

 

How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.

CALL Penny O’Brien NOW @702.321.9383

Home buying programs in Las Vegas, NV. Home at last and Home is possible. Military Heroes!!

Saturday, April 30th, 2016

Hi folks and happy Saturday,

We’ve got a rainy Saturday going on today. It actually rained all night long.  It was great.  I am now sitting at Starbucks people watching while trying to blog.  It’s fun to people watch.  Like my grandma always said “it takes all kinds to make the world go around”.  I am trying to concentrate but I hear so many different conversations going on.  Even the music that plays here at Starbucks is distracting me.  I am totally going off track here.  Focus Penny, Focus.   Trying to ignore the snoring guy.   So sorry, FOCUS, PENNY

Back to the Home at Last program. Let’s talk about who qualifies:

First-time homebuyers (buyers who have not owned a home in the past 3 years):  or Qualifying Veterans who will live in the home as their primary residence.

Households meeting normal FHA, VA, Conventional or USDA RD  underwriting requirement.

Homebuyers who meet generous income and purchase price requirements. The limits vary depending on county and household size.  Please visit www.NvRALorg/MTC to review current income and purchase price limits.

Veteran And Military MTC benefit:

In appreciation for their service to our country, Nevada Rural Housing Authority has eliminated the MTC fee for all first-time homebuyers serving on active duty, National Guard service personnel, and Veterans who have been discharged.  This FREE gift is a must-have for our Nevada Heroes!!!

Enjoy your day everyone!!! I greatly appreciate your time you’ve spent keeping up with my blog.  Until next time:  call me, Penny @ 702.321.9383

 

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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