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Posts Tagged ‘tribal’

Honoring America’s Native People, Las Vegas Realtor, Penny O’Brien 702.321.9383

Thursday, November 16th, 2017
Hi there, I am here Honoring America’s Native People

National Native American Heritage Month, observed since 1990, gives Americans the opportunity to reflect, celebrate, and honor the Native People of this land. This year, we celebrate the 27th anniversary of this observance to marvel at their contributions to society, educate ourselves on their heritage and raise awareness about the challenges and triumphs they have endured throughout history.

Native Americans have contributed vastly in the arts, sciences, education, civic leadership, and engineering, just to name a few. They have served and continue to serve in our Armed Forces, pioneered many of our medical and vocational innovations, leading many of the environmental activism being carried out today.

Did you know? There are over 550 federally recognized tribes in America today and currently about 4.5 million Native Americans living in the U.S.

obtaining a NADL, law requires that:

  1. The applicant must be an eligible Veteran.
  2. The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.
  3. Apply for the Certificate of Eligibility.
  4. The loan must be to purchase, construct, or improve a home on Native American trust land.
  5. The Veteran must occupy the property as his or her primary residence.
  6. The Veteran must be a satisfactory credit risk

I can help with your buying and selling needs.  I have been in the Real Estate business for over 20 years and have VERY happy clients.  Call me:

Penny O’Brien 702.321.9383

RE/MAX Excellence

 

 

Loan Eligibility Section 184 HUD Native American and Alaskan tribes Las Vegas Realtor Penny O’Brien HELPS

Thursday, November 16th, 2017

Hello, let’s talk about this wonderful program: Penny O’Brien with RE/MAX Excellence 702.321.9383. I CAN HELP

Section 184 Home Loan Guarantee is reserved for members of Native American and Alaskan tribes,  to receive a Section 184 loan you must be an enrolled member of a Federally Recognized Tribe. Verification or tribal enrollment will be necessary upon application for a Section 184 loan. Enrollment decisions are made solely by the tribal government.

Typically your tribe will provide a card or a letter proving your enrollment status. Trust lands and tribal members on and off reservation may be eligible.

Give me a call, we can provide you with clarification and answers to all your questions 702.321.9383

I have been helping buyers use this program for over 4 years and have VERY happy clients.

Penny O’Brien

RE/MAX Excellence

4435 S. Buffalo Dr

Las Vegas, NV 89147

Section 184 Indian Home Loan Program Las Vegas Special Agent Penny O’Brien 702.321.9383

Wednesday, November 15th, 2017

Hi Everyone,

Staring in 1992, Congress established the Section 184 Indian Home Loan Program. The program was designed to offer home ownership and housing rehabilitation opportunities for eligible Native American individuals, families, tribes and tribally designated housing entities (including Indian Housing Authorities) on their native lands and within an approved Indian area.

Why a Loan Program Specific to Native Americans and their families? It’s very unique status of Indian lands, Native American home ownership is an well deserved market. The Section 184 program was designed to improve access to capital for Native Americans and provide private funding opportunities for tribal housing agencies.

HUD guarantees each mortgage loan made to eligible borrowers. The loan guarantee assures the lender that its investment will be repaid in the event of a foreclosure.

The borrower pays a 1% loan guarantee fee at closing, which may be financed in the mortgage or paid in cash.

The borrower applies for the loan with a participating lender, or works with the tribe and the Bureau of Indian Affairs if leasing tribal land. The lender then evaluates the necessary loan documentation and submits the loan for approval to the HUD Office of Loan Guarantee.

CALL Me for your Real Estate Needs,  702.321.9383

Penny O’Brien

RE/MAX Excellence 702.321.938

4435 S. Buffalo Dr.

Las Vegas, NV 89147

Section 184 Indian Home Loan in Las Vegas, NV INFORMATIVE, Call Penny now, 702.321.9383

Tuesday, August 1st, 2017

Hi there,

The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If  you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country

Call Me NOW, Penny O’Brien 702.321.9383

Las Vegas HUD 184. Tribes and Tribal Cards. How does it work? New Contrustion is A, OK.

Saturday, March 25th, 2017

Hi there,

Here is just a little information about what Section HUD 184 requires and offers:

You must be an enrolled member of a federalized recognized Tribe.

Down payments:  estimated 1.25% to 2.25%

Regular 30 year fixed rates are available.

Yes, to New construction and renovation.

Low monthly Mortgage insurance.

Modular Homes allowed.

Gifts and Tribal assistance are ok.

No hidden terms or fees.

For more information Call Penny 702.321.9383  GowithPenny@yahoo.com

 

 

HUD 184 Loan Program for NEVADA. I, Penny O’Brien can help you, NOW

Sunday, January 22nd, 2017

Hi there,

If you are clicking here, it’s clear you have a tribal card and need lots of information about the HUD 184 Loan Program in Las Vegas, NV. Henderson and the whole Las Vegas Valley.  You are at the right site.  Let’s get started:

You will need a tribal card or CDIB.

You’ll probably need my help in the financing section of your purchase, I can guide you through it.

I can help you understand how the HUD 184 Loan Program works.

Let me share with you that it is a great loan program.  People who say it’s not probably don’t understand the program.

I have many clients who are happy buyers due to this HUD 184 Loan Program.

I’m a really great Realtor who LOVES helping buyers use this program.

NO questions are stupid or silly.  ASK me anything.

My opinion is, USE it.   It’s there for the benefit of you and others.

Call me, Penny O’Brien @ 702.321.9383

GoWithPenny@yahoo.com

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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