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Posts Tagged ‘section’

Good News for Clark County Buyers, FHA buying limits for Las Vegas Henderson North Las Vegas SW and NW of the Las Vegas Valley

Friday, December 8th, 2017

 Hi there everyone,

Ready, get set, go.  These new FHA loan amounts are increasing for home buyers which is great news since our Las Vegas Home Prices are rising. It’s a wonderful time to buy homes here in Las Vegas. I put the excellence in Real Estate.  Contact me for more information about our housing market, Penny O’Brien with RE/MAX Excellence @ 702.321.9383

ONE UNIT :  $294,515

TWO UNIT :  $377,075

THREE UNIT: $455,800

FOUR UNIT    $566,425

Are you interested in the FHA loan called Section 184 Native American Indian Loan Program?  I can Help, I know the program and have helped many buyers purchase homes using this great program.  You can use it for new and re-sale homes.  Town homes, single family homes and condos.

Enjoy your day/evening.  Penny

affordable housing in Las Vegas, North Las Vegas, Penny O’Brien 702.321.9383 Priced under $130k

Tuesday, November 21st, 2017

HI there, VA, FHA, Conventional and Cash Buyers, Investors and Section 184 Native American Indian Home Loan Program

as many of you know, I do keep up with all the new home builders and their construction.  When I was out yesterday previewing new home builders I came across a new tract home sales person who gave me a little inside information about a new community that is opening up.  As far as I can tell right now they are going to be the least expensive new home builder in town.

If you are looking for a wonderful place and want more information call me now so I can help get you into this area and price range before anyone else.

Penny O’Brien 702.321.9383

RE/MAX Excellence

Native American Indian Home Loan Program Section 184 HUD, Help is here

Friday, November 17th, 2017

Hi there,

Are you in the market to buy a home?  If so, give me a call to find out more information about a fantastic program. Penny O’Brien 702.321.9383 I can help  you right NOW.

The Section 184 Native American  Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

The unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.

To help and increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.

take care, enjoy your day/evening. Penny

Section 184 Penny O’Brien, Realtor helps with buyers using the HUD Section 184 Native American Indian Home Loan Program

Friday, November 17th, 2017

I have lots of experience with helping buyers use this wonderful program.  Let’s get moving, Penny O’Brien 702.321.9383

Here we go,

The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If  you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country

Call Me NOW, Penny O’Brien 702.321.9383

California movers to Las Vegas, let’s get moving Special Agent Penny O’Brien 702.321.9383

Thursday, November 16th, 2017

Welcome,

Are you moving to Vegas?  Thinking about moving to Las Vegas? Have friends moving to Vegas?  I can help you.  I have helped so many California people move here and purchase a place.  Yes, you’re right Vegas doesn’t have the beautiful beaches…….. we do have other types of fun.

Call Me and let’s talk about Las Vegas REAL ESTATE, Penny O’Brien RE/MAX Excellence 702.321.9383

I can help you find the perfect place to make your own.  I’ve been helping buyers and sellers for over 20 years.  Buying with cash, FHA, VA, Conventional, Section 184 Native American Indian Home Loan program.   I have all the new home construction builders info too.   Let’s get moving. Enjoy your life.

  • Go to the Park. You can take your family or go with a friend. …WE have amazing parks all through the valley, Henderson has a water park. Summerlin has huge inviting parks
  • Watch the Sunset. … Yes, our desert has grand sunsets
  • Pack a Picnic Lunch. …and go people watch on the strip
  • Play Board Games. … there’s all kinds of places to sign up for game playing
  • Play Card Games. …Eurche?  do you know how to play?  it’s not just a midwest game anymore
  • Do a Road Rally With Friends. …
  • Free fun things…….. There are so many free things to see in Vegas
  • Throw a B.Y.O.E…… Get to know new neighbors this way
  • Farmers Markets….. we have farmers markets all through the valley
  • Library’s….. the library’s have free events every weekend
  • Red Rock Canyon…. Hike or drive through the loop
  • Mt. Charleston…. Get some really good fresh air

Honoring America’s Native People, Las Vegas Realtor, Penny O’Brien 702.321.9383

Thursday, November 16th, 2017
Hi there, I am here Honoring America’s Native People

National Native American Heritage Month, observed since 1990, gives Americans the opportunity to reflect, celebrate, and honor the Native People of this land. This year, we celebrate the 27th anniversary of this observance to marvel at their contributions to society, educate ourselves on their heritage and raise awareness about the challenges and triumphs they have endured throughout history.

Native Americans have contributed vastly in the arts, sciences, education, civic leadership, and engineering, just to name a few. They have served and continue to serve in our Armed Forces, pioneered many of our medical and vocational innovations, leading many of the environmental activism being carried out today.

Did you know? There are over 550 federally recognized tribes in America today and currently about 4.5 million Native Americans living in the U.S.

obtaining a NADL, law requires that:

  1. The applicant must be an eligible Veteran.
  2. The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.
  3. Apply for the Certificate of Eligibility.
  4. The loan must be to purchase, construct, or improve a home on Native American trust land.
  5. The Veteran must occupy the property as his or her primary residence.
  6. The Veteran must be a satisfactory credit risk

I can help with your buying and selling needs.  I have been in the Real Estate business for over 20 years and have VERY happy clients.  Call me:

Penny O’Brien 702.321.9383

RE/MAX Excellence

 

 

Summerlin Section 184 Native American Loan Program HUD Las Vegas

Wednesday, November 15th, 2017

Hi there, I am here to help.

I have helped many families purchase their homes with this program.  If you’re looking for an Experienced Realtor, It’s Me.  I can Help.  The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

Because of the unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.

To help increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.

Penny O’Brien

702.321.9383

My office:

RE/MAX Excellence

4435 S. Buffalo Dr.

Las Vegas, NV 89147

What is the Native American Housing Program, Section 184 HUD, Las Vegas, Penny O’Brien

Wednesday, November 15th, 2017

Hi there,

Need Help?  I can help you to understand how this works. I’ve worked with many happy buyers and this program

HUD’S Section 184 Loan Program allows borrowers to obtain a mortgage with a low down payment and pay a minimal loan guarantee fee to get into a home of their own.  this program is designed to offer home ownership opportunities for eligible Native American Individuals or families, tribes and Tribally Designated Housing Entities, Including Native American Housing Authorities on their native lands.

Section 184 Program Highlights

Native American Housing Loan Guarantee program Section 184 is designed to help Native Americans and Alaska Natives obtain home ownership

Low Minimum down payment

purchase of an existing home or new construction

refinancing available for Rate and Term, Cash-out or Streamline

Fixed Rate loans

owner occupied and fee-simple loans only

Flexible underwriting

No Maximum income limits

WHO is eligible for a Section 184 Loan?

Any Native American, Alaska Native that is a member of a federally recognized tribe or an Alaska village

Native American Tribe that has qualified for the Section 184 Program

Tribally Designated Housing Entity TDHE

Native American Housing Authority IHA

Want to know more?  Ask me, Penny O’Brien, REALTOR,  702.321.9383 I will be able to help you out

RE/MAX Excellence

4435 S. Buffalo Dr.

Las Vegas, NV 89147

Section 184 Indian Home Loan Program Las Vegas Special Agent Penny O’Brien 702.321.9383

Wednesday, November 15th, 2017

Hi Everyone,

Staring in 1992, Congress established the Section 184 Indian Home Loan Program. The program was designed to offer home ownership and housing rehabilitation opportunities for eligible Native American individuals, families, tribes and tribally designated housing entities (including Indian Housing Authorities) on their native lands and within an approved Indian area.

Why a Loan Program Specific to Native Americans and their families? It’s very unique status of Indian lands, Native American home ownership is an well deserved market. The Section 184 program was designed to improve access to capital for Native Americans and provide private funding opportunities for tribal housing agencies.

HUD guarantees each mortgage loan made to eligible borrowers. The loan guarantee assures the lender that its investment will be repaid in the event of a foreclosure.

The borrower pays a 1% loan guarantee fee at closing, which may be financed in the mortgage or paid in cash.

The borrower applies for the loan with a participating lender, or works with the tribe and the Bureau of Indian Affairs if leasing tribal land. The lender then evaluates the necessary loan documentation and submits the loan for approval to the HUD Office of Loan Guarantee.

CALL Me for your Real Estate Needs,  702.321.9383

Penny O’Brien

RE/MAX Excellence 702.321.938

4435 S. Buffalo Dr.

Las Vegas, NV 89147

HUD Section 184 Native American Indian Loan Program, Penny O’Brien, Las Vegas Special Agent 702.321.9383

Wednesday, November 15th, 2017

Hi there,

The section 184 loan is available in all counties for the following states: AK, AZ, CA, CO, FL, HI, ID, IN, KS , MA, ME, MI, MN, MT, NC, ND, NM, NV, OK, OR, SC, SD, UT, WA, WI

The section 184 loan is available in SELECT counties for the following states: AL, CT, IA, IL, LA, MO, MS, NE, NY, RI, TX, WY

The section 184 loan is NOT available in the following states: AR, DE, DC, GA, KY, MD, NH, NJ, OH, PA, TN, VT, VA, WV

I have helped so many clients/who became my good friends with this HUD Section 184 Native American Indian Loan Program, it really is a wonderful program and in my opinion all buyers who are eligible to use this Section 184 program should use it.  You can call me anytime for more information about this great program and how it works, I can help.  702.321.9383

Thank you for your time.
Penny O’Brien  702.321.9383

RE/MAX Excellence

4435 S. Buffalo Dr.

Las Vegas, NV  89147

 

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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