Posts Tagged ‘purchase’
Monday, September 25th, 2017
Welcome to my blog full of information about the HUD 184 Loan Program
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
With Section 184 financing borrowers can get into a home with a very low down payment. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
I know how to help buyers with the WONDERFUL Section 184 Indian Home Loan Guarantee Program here in Sunny Las Vegas. I have helped many buyers with this program.
Call me NOW! Penny O’Brien 702.321.9383 I can Help ya.
Friday, September 1st, 2017
Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender? I can help. Need a Realtor, call me, Penny O’Brien at 702.321.9383
How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.
Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans. Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.
How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.
CALL Penny O’Brien NOW @702.321.9383
Wednesday, August 2nd, 2017
What does the American dream of owning a home mean to you? Here in Vegas, the Sin City Capital of the World. The fun adult playground. The city with so much to offer. The City who has fantastic sunshine throughout the year.
Many first-time home buyers are afraid to purchase. The truth is in most cases it’s better to buy then rent, and in most cases it’s cheaper. Plus, you don’t have a landlord and others to deal with, IT’S YOURS!!!
A majority of my clients are first timers. I call them my Real estate virgins. I absolutely love working with them. If you are interested in buying a place, please give me a call and I can help you understand the ins and outs of buying. I will become your Realtor for life.
Make it a great day! Penny O’Brien 702.321.9383
Monday, March 6th, 2017
Are you in the market to purchase a condo? Are you a FHA buyer? Do you want to know which condo complexes are FHA ready?
Feel free to give me a text, call or email for more information or if you have questions. Do you have questions about HUD homes and how it all works? Call me, let’s talk Real Estate.
Enjoy your day, Penny O’Brien 702.321.9383 GowithPenny@yahoo.com
Monday, February 6th, 2017
As you may know or may not know, Las Vegas has a HUGE inventory of NEW HOMES. Builders are building in every area of Vegas. Henderson, Summerlin , The Great Northwest, The Great Southwest, North Las Vegas, EVERYWHERE. It is so exciting.
Which builder are you looking for? KB Homes? Toll Brothers? Beazer? Pulte? Woodside? Lennar?DR Horton and many more. Let’s look and see what they have for sale. I can also share with you what incentives they offer.
Many people enjoy the idea of a new homes because they get the possible chance to pick the lot, flooring, cabinets, window coverings, etc. Plus, It’s like buying a new car vs. an used car. It’s all about what’s really important to you as the buyer.
I have access to all the builders inventory in the Valley, please give me a call @ 702.321.9383. We can meet at my office and do a complete search of the Valley for your new Home. Enjoy your day, Penny O’Brien, I have 16 Joyful years of full-time buying and selling Las Vegas Homes
P.S. all or most of the builders accept VA, FHA, HUD programs, Conventional and Cash purchases.
Monday, February 6th, 2017
Happy Day to you. Are you interested in knowing a lot more about townhomes in Las Vegas that are for sale? In the past 3 months I have sold several. They are a fine way of owning a home without all the extra responsibility of owning a detached home. Here’s what is usually included in within the HOA when buying a townhome. Usually water and trash are included. Most of the time the landscaping in the front is covered too. Are you looking for a condo to buy or sell. I can Help. I work in all areas of the Las Vegas Valley and have clients who are cash buyers, FHA buyers, VA buyers, Conventional buyers and any other programs that may be used in the purchase of a home. Many of my clients have a tribal card and they qualify for the HUD 184 program. There’s so much out there for buyers to use for purchasing a home and coming in with very little down payment.
You can reach me, Penny @ 702.321.9383. I am a professional Realtor, we will have a good experience working together.
I really enjoy helping people with the purchase or sale of homes. I have over 16 years of full-time experience in Las Vegas. ENJOY your day. Penny
Sunday, January 22nd, 2017
So, Hi there everybody.
this is a very quick post about Nevada’s down payment assistance programs. There are a couple of ones that rock. I am not sure how long they are going to be in place so if I were you and you’re thinking about purchasing a home, give me a call, text or send an email. I have a buyer currently who is receiving 5% down on her purchase of a townhome purchase price $180,000. She is having to come in with just under $2000 TOTAL to purchase her place. There are other program that may not be familiar to you for instance the HUD 184 Loan Program.
Call me and let’s get moving, Penny O’Brien 702.321.9383
Sunday, January 22nd, 2017
If you are clicking here, it’s clear you have a tribal card and need lots of information about the HUD 184 Loan Program in Las Vegas, NV. Henderson and the whole Las Vegas Valley. You are at the right site. Let’s get started:
You will need a tribal card or CDIB.
You’ll probably need my help in the financing section of your purchase, I can guide you through it.
I can help you understand how the HUD 184 Loan Program works.
Let me share with you that it is a great loan program. People who say it’s not probably don’t understand the program.
I have many clients who are happy buyers due to this HUD 184 Loan Program.
I’m a really great Realtor who LOVES helping buyers use this program.
NO questions are stupid or silly. ASK me anything.
My opinion is, USE it. It’s there for the benefit of you and others.
Call me, Penny O’Brien @ 702.321.9383
Saturday, January 21st, 2017
Ready, Set Let’s get moving. Whether you know what it’s like to buy a house or have no clue you’ve come to the right place. I’ve been helping first time home buyers purchase their first place for over 15 years full-time.
So, what kind of questions do you have or perhaps doubts do you have? Does it go something like this?
- We don’t have enough money to buy. ( it doesn’t take much money to purchase a place. I have lots of options for you)
- Our credit sucks. (we can fix that)
- We are in a lease for a quite a while yet. (You never know how long it may take to find your place, It’s never too soon to start looking at homes)
- It’s cheaper to rent than own. (that’s not true in most cases)
- My friends, co-workers and family all say I am dreaming. (What’s wrong with Dreaming. Let’s get you educated so you can full-fill your dream)
- I heard I have to have a lot of money to purchase a home, the down payment, closing costs, inspections, the list goes on and on. (There are so many down payment assistant programs out here, closing costs can be paid by the seller, please do not get scared, I’m here to help)
Let’s see what the pros of owning your own home can be:
- Paint the walls whatever color you want.
- Be free to have pets. No one telling you that you can’t have a dog or cat etc.
- Place wall hanging and pictures wherever you’d like.
- Most of the time you will have a garage.
- Yard space.
- Lots more privacy.
- Independence and Freedom.
- The number of goodness of owning a home is priceless.
Please don’t hesitate to call me and let’s talk about your new home. There are no questions that are silly or stupid as I sometimes hear from First timers. Listen, Seriously, I don’t know what you do for a living but I bet I can’t do it and have no idea of how to. VisaVersa here. You might not know Real Estate, I’ve been doing it for so long, I can help you.
Penny O’Brien 702.321.9383
Sunday, January 15th, 2017
Hi there everyone,
The Section 184 Home Loan Guarantee, is an amazing program, since January 2012, the Section 184 program has guaranteed over 15,000 loans, worth a total of almost $2.5 billion, to various individuals, Tribes, and TDHEs.
Here is what Section 184 Loans can be used for:
- The purchase of a new home
- The construction of a new home
- Refi a home, refinancing is available.
- The purchase and subsequent renovation of an existing home
- Renovating an existing home
- Section 184 loans can only be used for single (1-4 units) primary residences. They cannot be used for secondary homes or investment purposes.
Section 184 was specifically designed to help increase home ownership. It’s available in 37 states.
Call me is your interested in this great program. I have many clients who have used this program, I’m experienced with how it works. Thank you for your time, Penny
Penny O’Brien 702.321.9383
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent
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