Posts Tagged ‘property’
Thursday, November 16th, 2017
Hi there, I am here Honoring America’s Native People
National Native American Heritage Month, observed since 1990, gives Americans the opportunity to reflect, celebrate, and honor the Native People of this land. This year, we celebrate the 27th anniversary of this observance to marvel at their contributions to society, educate ourselves on their heritage and raise awareness about the challenges and triumphs they have endured throughout history.
Native Americans have contributed vastly in the arts, sciences, education, civic leadership, and engineering, just to name a few. They have served and continue to serve in our Armed Forces, pioneered many of our medical and vocational innovations, leading many of the environmental activism being carried out today.
Did you know? There are over 550 federally recognized tribes in America today and currently about 4.5 million Native Americans living in the U.S.
obtaining a NADL, law requires that:
- The applicant must be an eligible Veteran.
- The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.
- Apply for the Certificate of Eligibility.
- The loan must be to purchase, construct, or improve a home on Native American trust land.
- The Veteran must occupy the property as his or her primary residence.
- The Veteran must be a satisfactory credit risk
I can help with your buying and selling needs. I have been in the Real Estate business for over 20 years and have VERY happy clients. Call me:
Penny O’Brien 702.321.9383
Wednesday, November 8th, 2017
SUNSET in LAS VEGAS
Evenings in Las Vegas are amazing. If you don’t already live here then you might want to consider the move.
Perks of living in Las Vegas
So many wonderful food establishments
No state tax
Low Property taxes
Concerts and wonderful entertainers
Beautiful evening and sunsets
Great housing prices
24 hour shopping
Great Realtor, Penny O’Brien here to assist in your moving needs
Lenders with wonderful loan programs like the HUD Section 184 Native American Program, FHA
Conventional lenders with great programs
Las Vegas Strip
Fun and more fun
Section 184 Indian Home Loan Guarantee Program, ask me about it.
Here’s a little about the Section 184 Program:
It’s the Office of Loan Guarantee within HUD’s Office of Native American Programs, which guarantees the Section 184 home mortgage loans made to Native borrowers.
The borrower applies for the Section 184 loan with a participating lender, I have access to these lenders, just give me a call @ 702.321.9383, Penny O’Brien.
The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee.
I can help with your Real Estates needs with over 18 years full time experience. I only have amazing happy clients who would love to share with you their Real Estate Experience we experienced. Penny
Wednesday, August 2nd, 2017
That’s the first thing I hear when I engage in a conversation about prices of Real Estate here in Las Vegas, Henderson, Summerlin, SW, NW the entire Valley. You mean to tell me I can buy what I want for under $300k?
Las Vegas home prices are rising as I am submitting this blog. It’s just the honest truth. Current homeowners are so happy prices are going up, buyers not so much.
There are thousands of new homes being built here, while Re-sale homes are sparse. There just isn’t enough homes for all the buyers.
With NV not having State Taxes people can actually afford more for a home. I know when I lived in Iowa I paid a lot in State Taxes and Property taxes.
Las Vegas has a very low property tax charge.
Call me NOW so we can go over all your Real Estate needs. Enjoy your day/evening. Penny O’Brien 702.321.9383
Wednesday, March 1st, 2017
When I first got into Helping clients buy and sell homes I thought to myself, It’s really important to remember how much work it can be to move. So many of us move in a home and stay set. As one lady said to me the other day, I’m never moving again, she was probably in her late 50’s and just has had enough moving around. She said I’m going to die in this house. Which of right now we don’t have to disclose if someone dies in a property.
My point of this blog is, I just moved. It was a great experience. I don’t have a lot of things, I am a minimalist. I will say tho, even as a minimalist, it’s a lot of work moving. If you need information about Las Vegas Real Estate, homes for sale, or are interested in selling, Please give me a call, I’ve been helping clients buy and sell homes in Las Vegas for over 17 years full-time.
If you are moving and need some help, give me a call. I will help out if possible.
Enjoy your life,
Your Friendly, honest Realtor, Penny O’Brien 702.321.9383 RE/MAX Excellence
Sunday, January 22nd, 2017
Let’s be honest, shall we? If you don’t have a pre-approval letter from a lender when you are ready to buy do you really think that a seller will take you seriously? Think of it this way, let’s turn the situation around. You are the seller, I put your house on the market and offers start flooding in. Any one can offer any amount, someone could offer you a million dollars on a home valued at $200k. It does not mean that the lender/bank/financial company is going to loan you a million dollars for the house. They will loan you the appraised value, minus down payment amount depending on your loan type. You’re probably not going to go to the market and pay $20 a pound for apples, unless they are gold plated. Back to the pre-approval letter and buyers.
For the sack of being simple let’s say 2 offers come in. One offer is at list price, we believe after doing our investigation on the property that it will appraise for list. The second offer is at list and the buyer is willing to pay out of pocket an additional $20k cause it’s right next to their family and they have to have the house. The first offer came with a pre-approval letter and is a sound buyer. The second offer has no approval letter, you have no idea if this buyer is capable of purchasing your home or not. There’s no evidence of funds. NOW WHAT? Obviously, we ask for the letter of approval but they tell us, don’t worry we are good for the loan, we have good jobs, have money in our savings, we’ve bought before, the bank will give us the money. Are you going to believe them? I hope not. You have to be able to know at least at the time of their loan application that they were qualified for the loan. Things can change between then and the time of purchase.
So, the moral of the blog is, if we are going to go out there and start looking for a home for you, FIRST things FIRST, let’s talk with a lender. It’s important also to feel comfortable with the payment you will be making. You may fall in love with a house that is totally out of your price range. It’s all about preparing yourself for what is right for you.
What kind of loan will you be getting? FHA? VA? Conventional, HUD or paying CASH.
Now, are you ready? Let’s go see a lender and see what best for you. You can reach me at: 702.321.9383 Text, call or email: GoWithPenny@yahoo.com
ENJOY LIFE, Penny
Saturday, January 21st, 2017
First Time Home Buyers
I CAN SHOW YOU ANY PROPERTY YOU FIND OF INTEREST. I have access to all available properties in the Las Vegas Valley. Call me today!
- I work at no cost to you!
- Provide detailed listing information not always available to the general public.
- Negotiate the deal to help save you money.
- Guide you through the avalanche of paperwork.
- Commit my time and energy to finding you the right property.
As your Real Estate Agent I will lead you through every single step of the exciting home buying process. I will help you define your “wish list” of features you want in your home.
I will walk you through the mind-boggling financial details associated with buying a home. I do monitor all new listings and alert you to new listings as soon as they are put on the market. I help to eliminate the stress involved with buying a home by putting my years of real estate Knowledge to work for you. Finding the right property for you is my business.
Call Penny O’Brien 702.321.9383
Monday, January 16th, 2017
Marijuana is One more thing that NV has to offer. Whether you think it’s a good thing or a bad thing. Marijuana is legally ok via the state of NV to use it recreationally.
My clients have expressed these Benefits of living in Las Vegas,
- No State Tax
- 24 hour services= grocery stores, gas stations, restaurants and of course the casinos
- Legalized Recreational Marijuana
- Fantastic Weather
- Close to CA
- Close to UT
- Nice People
- The Las Vegas Strip
- Down Town Las Vegas
- Fun Free things to do at the Casinos
- Good roads to travel on
- Many amazing businesses moving here
- Lots of Sun Shine
- Low Property Taxes
- Descent priced homes
- McCarran Airport
- Entertainment Capitol
- Many great shows
- Great Restaurants
- Shopping Galore
- and, so much more
Want to move here? Call me. I can help you find the perfect place.
Penny O’Brien 702.321.9383
Wednesday, January 27th, 2016
I highly encourage you to give me a call if you are considering trying to sell your place yourself..
Here is why:
My high amount of contacts with buyers/sellers/other agents and the marketing on the Internet is outrageous. I have been helping people buy and sell in the Las Vegas, Summerlin, Henderson, SW, NW and North Las Vegas for over 15 years full-time and I know the market, I know how buyers and sellers work. This is my business, I am in the business of buying and selling homes. I am not a banker, so I don’t do loans, I am not a Doctor, so, I do not do surgery. I am a REALTOR, I help in selling and buying homes for my wonderful clients.
Do you enjoy working with Legal documents? Do you really want to be responsible for the documentation that is required by the state of NV for selling a home in Nevada? It’s a lot of work. NO JOKE.
The paperwork involved in selling and buying a home has increased dramatically as the Las Vegas Real Estate industry disclosures and regulations have become mandatory. There are so many new forms and disclosures becoming part of the transaction, it is very important to know exactly what is required.
It’s not the case that you will save money selling your own property. And, really, who will benefit the most if you are the seller trying to sell your own place? Believe it or not, it will more than likely be the buyer. Honestly, selling your own home sometimes doesn’t make sense.
Tuesday, July 29th, 2014
I’m going to be listing another wonderful property on Friday. Want to know more? It’s a beautiful Townhouse. Located near the strip. Lush grass and mature trees. It fancy’s a pool and tennis court. Totally ready to move into. It’s furnished if you like or we can remove the furniture, your choice. READY, SET, BUY. Call me for a free viewing. Penny @ 702.321.9383 Perfect place for first time homebuyers, retirees, vacation home. Own a piece of Vegas! It’s probably cheaper than renting. Call me and let’s discuss payments on this property.
Master Suite has it’s own private glass sliding door with patio
All Appliances stay
Single Story Townhome in a very Quaint Single Story Community
Penny O’Brien 702.321.9383
Signature Real Estate Group
Monday, December 2nd, 2013
GREAT PROPERTY THAT IS IN EXCELLANT CONDITION, WITH 2 BEDROOM, 2 FULL BATHS, GRANITE COUNTER TOPS IN BATHROOM, AND BALCONIES OFF OF THE MASTER BEDROOM AND LIVING ROOM…UNDERGROUND PARKING, POOL RIGHT OUTSIDE OF MAIN ENTRANCE TO BUILDING WITH EXERCISE AND CLUBHOUSE FACILITIES AS WELL AS TENNIS COURTS AND NEAR SHOPPING, FREEWAY AND LAS VEGAS STRIP!
Call me for a free viewing: Penny @ 702.321.9383
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Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!
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