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Posts Tagged ‘Program’

Alaskans buying up Las Vegas, NV HUD Section Indian Home Loan Guarantee Program 184 FHA Loan Program

Monday, September 25th, 2017

Hi there,

Welcome to my blog full of information about the HUD 184 Loan Program

The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.

With Section 184 financing borrowers can get into a home with a  very low down payment. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

I know how to help buyers with the WONDERFUL Section 184 Indian Home Loan Guarantee Program here in Sunny Las Vegas.   I have helped many buyers with this  program.

Call me NOW!  Penny O’Brien 702.321.9383 I can Help ya.

Home At Last Las Vegas Housing program for buyers FHA, VA, Conventional. Call Penny O’Brien 702.321.9383

Friday, September 1st, 2017

Hi there,

Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender?  I can help.  Need a Realtor, call me, Penny O’Brien at 702.321.9383

How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.

Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans.  Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.

 

How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.

CALL Penny O’Brien NOW @702.321.9383

TDHE Tribally Designated Housing Entity, HUD 184 Home Loan, Native Alaska and American Indians Ask Penny 702.321.9383

Tuesday, August 1st, 2017

Hi there,

Who is Eligible for a Section 184 Loan? 6 American Indians or Alaska Natives who are members of a federally recognized tribe 6 An Indian tribe 6 A Tribally Designated Housing Entity (TDHE) 6 An Indian Housing Authority (IHA). Do you want to know more, call me, Penny O’Brien @ 702.321.9383. I’ve been helping buyers use this wonderful program for years.  I know how to help.  Enjoy your day. Penny 

Section 184 Indian Home Loan Guarantee Program, Las Vegans are LOVING it. I can help you understand the program.

Tuesday, August 1st, 2017

Hi there everyone,

Need HELP?  I can Help.

Once again I have clients using the Section  184  Indian Home Loan Guarantee Program.  I absolutely love helping my clients use this program.  I have an all time record for helping with this program.  If you are in need of more information or just curious about this HUD 184 Program, Call me NOW!  Penny O’Brien 702.321.9383

For more information call me anytime, morning, noon or night.  I will be your Realtor now and forever.  Enjoy your day, Penny

HECM, REVERSE MORTGAGE here in Las Vegas, NV. HOMEOWNER NEVER MAKES A PAYMENT

Tuesday, July 18th, 2017

Hi there,

Are you confused about how the Reverse Mortgages work?  I was too, until I dug deep into learning all about Reverse Mortgages.  It actually is a great program.  Here’s a few reasons why you might consider moving forward to a Reverse Mortgage.

It is a Government Program, it’s legit

Guaranteed by FHA/HUD

BORROWER(s) NEVER MAKES A MORTGAGE PAYMENT

Do I have your attention?  Want to know more?  Call me NOW,

Penny O’Brien with RE/MAX Excellence

702.321.9383

Let’s get moving, I work best with buyers and sellers.  I’ll become your Realtor for life

BIKE- SHARE Program Cadence Master Planned Community in Henderson, NV. It’s Free

Monday, June 5th, 2017

Hi Everyone,

Have you heard about this new and innovative program.  And one of the best things about it is it’s free.  No cost to you.  The only thing you’ll need if you find necessary is a helmet, they are not supplied.

The Cadence Bike Share Program provides bicycles for residents and guests to ride around the beautiful community of Cadence.

Just sign up at:

Cadence.socialbicycels.com

Get your access code and get started riding

Take I-215 until it turns into Lake Mead Parkway.  Pass through #. Warm Springs Rd.  The Home Finding Center is on the left at the intersection of Sunset Rd and Lake Mead Parkway.

It’s really a neat program.  If you’ve ever been by gogole in California at their headquarters, you will see bikes all around so that people can get from building to building faster and in a more fun matter.

You can ride from one community to the other and you do not have to be a resident or home owner to use the bikes.

I hope your found this information of value to you.  If you or any one you know is looking to buy or sell a home here in Las Vegas or Henderson please keep me in mind.  I’ve been helping buyers and sellers for over 19  years full-time.  I have very happy clients.  Take care and enjoy your life, Penny @ 702.321.9383 or GOWITHPENNY@yahoo.com

 

 

What is a tribal card? CDIB? Do you have one? Call me now, HUD 184 is here now

Sunday, January 22nd, 2017

Hi there,

A Certificate of Degree of Indian Blood or Certificate of Degree of Alaska Native Blood (both abbreviated CDIB) is an official U.S. document that certifies an individual possesses a specific degree of Native American blood of a federally recognized Indian Tribe, band, nation, pueblo, village, or community.

Call me and let’s discuss the HUD 184 Loan Program for you.

Penny O’Brien

702.321.9383

GOWithPenny@yahoo.com

What can a Section 184 Loan be Used for in Las Vegas, NV? FAQ

Sunday, January 15th, 2017

Hi there everyone,
The Section 184 Home Loan Guarantee, is an amazing program,  since January 2012, the Section 184 program has guaranteed over 15,000 loans, worth a total of almost $2.5 billion, to various individuals, Tribes, and TDHEs.
Here is what Section 184 Loans can be used for:

  1. The purchase of a new home
  2. The construction of a new home
  3. Refi a home, refinancing is available.
  4. The purchase and subsequent renovation of an existing home
  5. Renovating an existing home
  6. Section 184 loans can only be used for single (1-4 units) primary residences. They cannot be used for secondary homes or investment purposes.

Section 184 was specifically designed to help increase home ownership.   It’s available in 37 states.

Call me is your interested in this great program.  I have many clients who have used this program, I’m experienced with how it works.  Thank you for your time, Penny

Penny O’Brien 702.321.9383

GoWithPenny@yahoo.com

First Time Home Buyers and Down Payment Assistance Programs for Las Vegas, NV .. Summerlin, North Las Vegas, Henderson and Las Vegas surrounding areas.

Tuesday, February 18th, 2014

Hi there,

Are you in the market to buy here in Sunny Las Vegas?

Here is some basic information about the programs currently available.  All programs are income/Family size driven.  The larger the family size, the higher the income limit.

Here are a few Programs available in North Las Vegas, Henderson, South Summerlin and Las Vegas, NV

City of North Las Vegas Program

City Of North Las Vegas Home Program
Clark County Home Funds

WISH Funds

City of Las Vegas Neighborhood LIFT Program

DO you need more information about these programs?  Call Me @Penny O’Brien 702.321.9383

www.SunnyLasVegasHomes.com

 

HARP/ Home Affordable Refinance Program Extended. FHFA/ Federal Housing Finance Agency

Thursday, April 18th, 2013
The Federal Housing Finance Agency (FHFA) has announced the extension of the Home Affordable Refinance Program (HARP) by two years to December 31, 2015. The program was set to expire December 31, 2013. We applaud this decision and will continue to fully support HARP for our eligible customers.
At Bank of America, HARP has proven to be an important tool for enabling our customers, especially underwater homeowners, to achieve meaningful financial savings through interest rate reductions in a streamlined refinance transaction. Since 2009, Bank of America has been an important participant in HARP, providing interest rate reductions for more than 350,000 borrowers with loan-to-value ratios (LTVs) greater than 80 percent. This year we expect to assist more than 100,000 customers/borrowers under the HARP program.
 
Great News for us here in Las Vegas, NV
 
 
Penny O’Brien/LVsweetHomes Realty/ 10120 S. Eastern Ave, 200. Henderson, NV 89052
702.321.9383
 

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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