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Posts Tagged ‘penny O’Brien’

California movers to Las Vegas, let’s get moving Special Agent Penny O’Brien 702.321.9383

Thursday, November 16th, 2017


Are you moving to Vegas?  Thinking about moving to Las Vegas? Have friends moving to Vegas?  I can help you.  I have helped so many California people move here and purchase a place.  Yes, you’re right Vegas doesn’t have the beautiful beaches…….. we do have other types of fun.

Call Me and let’s talk about Las Vegas REAL ESTATE, Penny O’Brien RE/MAX Excellence 702.321.9383

I can help you find the perfect place to make your own.  I’ve been helping buyers and sellers for over 20 years.  Buying with cash, FHA, VA, Conventional, Section 184 Native American Indian Home Loan program.   I have all the new home construction builders info too.   Let’s get moving. Enjoy your life.

  • Go to the Park. You can take your family or go with a friend. …WE have amazing parks all through the valley, Henderson has a water park. Summerlin has huge inviting parks
  • Watch the Sunset. … Yes, our desert has grand sunsets
  • Pack a Picnic Lunch. …and go people watch on the strip
  • Play Board Games. … there’s all kinds of places to sign up for game playing
  • Play Card Games. …Eurche?  do you know how to play?  it’s not just a midwest game anymore
  • Do a Road Rally With Friends. …
  • Free fun things…….. There are so many free things to see in Vegas
  • Throw a B.Y.O.E…… Get to know new neighbors this way
  • Farmers Markets….. we have farmers markets all through the valley
  • Library’s….. the library’s have free events every weekend
  • Red Rock Canyon…. Hike or drive through the loop
  • Mt. Charleston…. Get some really good fresh air

Loan Eligibility Section 184 HUD Native American and Alaskan tribes Las Vegas Realtor Penny O’Brien HELPS

Thursday, November 16th, 2017

Hello, let’s talk about this wonderful program: Penny O’Brien with RE/MAX Excellence 702.321.9383. I CAN HELP

Section 184 Home Loan Guarantee is reserved for members of Native American and Alaskan tribes,  to receive a Section 184 loan you must be an enrolled member of a Federally Recognized Tribe. Verification or tribal enrollment will be necessary upon application for a Section 184 loan. Enrollment decisions are made solely by the tribal government.

Typically your tribe will provide a card or a letter proving your enrollment status. Trust lands and tribal members on and off reservation may be eligible.

Give me a call, we can provide you with clarification and answers to all your questions 702.321.9383

I have been helping buyers use this program for over 4 years and have VERY happy clients.

Penny O’Brien

RE/MAX Excellence

4435 S. Buffalo Dr

Las Vegas, NV 89147

SUNSET in Las Vegas, Penny O’Brien 702.321.9383 Buyers, sellers everyone is welcome Section 184 FHA, Conventional, Cash, VA

Wednesday, November 8th, 2017


Hi everyone,

Evenings in Las Vegas are amazing.  If you don’t already live here then you might want to consider the move.

Perks of living in Las Vegas

Wonderful weather

So many wonderful food establishments

No state tax

Great People

Low Property taxes

Concerts and wonderful entertainers

Beautiful evening and sunsets

Great housing prices

24 hour shopping


great airport

ubers everywhere

Great Realtor, Penny O’Brien here to assist in your moving needs

Lenders with wonderful loan programs like the HUD Section 184 Native American Program, FHA

VA loans

Conventional lenders with great programs

Las Vegas Strip

Fun and more fun

Section 184 Indian Home Loan Guarantee Program, ask me about it.

Here’s a little about the Section 184 Program:

It’s the Office of Loan Guarantee within HUD’s Office of Native American Programs, which guarantees the Section 184 home mortgage loans made to Native borrowers.

The borrower applies for the Section 184 loan with a participating lender, I have access to these lenders, just give me a call @ 702.321.9383, Penny O’Brien.

The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee.

I can help with your Real Estates needs with over 18 years full time experience.  I only have amazing happy clients who would love to share with you their Real Estate Experience we experienced. Penny



1% Down Payment Buyers Conventional loan Las Vegas, NV Low down payment Call Penny O’Brien 702.321.9383

Wednesday, November 8th, 2017

Hi there,

Do  you have the need to purchase a home but don’t have enough money for your down payment?  I have news for you.  There is a lending company out there that offers a 2 % Lender Gift to qualified borrowers.  With this 97% LTV mortgage, I can help buyers get into your dream home with a low 1 % down payment.  Here is a few of the highlights of this program.

Conventional loan

Available on 10,15, 20,25, and 30 year fixed rate purchase loans

97% LTV

Lender Gift in the amount of 2% of the loan amount

First time home buyer is not a requirement

Cancellable monthly mortgage insurance

Boarder income can be used

1 unit single family residence

FICO score as low as 640

This program is to help more buyers buy a home.  Call me and let’s get moving NOW

Penny O’Brien 702.321.9383

RE/MAX Excellence Las Vegas, NV

MORE info:

Down payment, the minimum borrower contribution is 1%.  This 1% must be from the borrowers’ own funds and cannot be a gift.

Mortgage Credit Certificate can be used to qualify for more home

This is a great alternative to FHA due to no upfront MIP and monthly MI  is cancellable whereas on FHA, the MI is for the life of the loan



SFR, condo’s PUD no 2-4 units or Manufactured homes

Purchase/Owner Occupied Only, no refinances

Borrower does not have to be a first time home buyer but cannot own other property at the time of closing.

Loan must receive approve/eligible DU finding


I work with all buyers and sellers no matter what your situation is: Short Sales too.

I am a military mom, I LOVE helping with VA loans too.

I know the HUD Section 184 Native American Home Loan Program and have lots of buyers who have used it. it’s an  AWESOME program



Section 184 Indian Home Loan Guarantee Program For Las Vegas, Penny O’Brien 702.321.9383

Friday, November 3rd, 2017

Hi there,

I am your Realtor for using this program.

The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally for housing entities. Congress established this program in 1992.

The Office @ Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native borrowers. The loan guarantee assures the lender that its investment will be repaid in full in the event of foreclosure.

The buyer  applies for the Section 184 loan with a participating lender, and works with the tribe and Bureau of Indian Affairs if leasing tribal land. The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee.

Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land. Click on the links below to determined participating States and counties across the country.

Call me, NOW, Penny O’Brien 702.321.9383

Inaugural season Vegas Golden Knights 2017-2018 Home game Schedule

Tuesday, October 24th, 2017

Hi there,

here you go, go go Golden Knights

Home game tonight Oct. 24th

Home game: Oct. 27th

Home game: November 10th

Home game: November 19th

Home game: November 24th

Home game: November 28th

LOTS of Home games in December:

Home game: December 3

Home game: December 5th

Home game: December 12th

Home game: December 14th

Home game: December 17th

Home game: December 19th

Home game: December 23rd

Home game: December 31st


Home game: January 2nd

Home game: January 7th

Home game: January 13th

Home game: January 23rd

Home game: January 25th


Home game: February 11th

Home game: February 13th

Home game: February 15th

Home game: February 17th

Home game: February 19th

Home game: February 21st

Home game: February 23rd

Home game: February 27th


Home game:  March 2nd

Home game: March 14th

Home game:  March 16th

Home game: March 18th

Home game: March 20th

Home game: March 26th

Home game: March 28th

Home game: March 30th

Home game: March 31st

I hope you enjoy your day/ evening.

Penny O’Brien with Re/max Excellence 702.321.9383

HIGHRISES for sale in Las Vegas, Penny O’Brien 702.321.9383 BROWNSTONE, HIGHRISE, LOFTLIVING JUHL – Streamline Tower

Monday, September 25th, 2017

Hi there,

Let’s talk about high rises in Las Vegas , Downtown area. Currently via the MLS there are around 416 for sale.  Here are a few buildings for you.

Newport Lofts are located: north on Main St past Charleston Blvd and right on Hoover Ave.

JUHL is located: Bonneville Between 3rd and 4th St.

Streamline Tower otherwise known as the Ogden, is located:  On the corner of Las Vegas Blvd and Ogden.

SOHO Lofts are located:  Left on Charleston Blvd, Left on S Las Vegas Blvd, Left on Hoover Ave. L@@k Left.

Newport Lofts are located:   West on  Charleston Blvd, North on South Casino Center Blvd, East on Hoover, L@@K left.

WIMBLEDON Tennis Club  is located:   Paradise  & Flamingo , Turn left on Swenson to Wimbeldon.

ROYAL CREST CIRCLE is located:  Desert Inn Drive. Right onto Swenson

REGENCY TOWERS is located: Maryland Parkway and Flamingo head North on Maryland to Vegas Valley.

Do I have your interest yet?  Call me to list yours to purchase one.  I’m here for you. Penny O’Brien with RE/MAX Excellence. 702.321.9383

P.S. Here’s a few more:

Allure Tower is located: Sahara east to Las Vegas Blvd.

Sky Las Vegas location: Sahara & Las Vegas Blvd.

Metropolis is located: Sahara past LV Blvd, first Right on Paradise.


Monday, September 25th, 2017

Hi there,

I trust all is well for you and yours.

Let’s talk about living downtown Las Vegas, NV.  I do not have a crystal ball but I can tell you from what I see and know about Downtown Las Vegas it’s taking off.  It’s had a very bad rap for a long time and actually still has some what of a stigma.  The stigma of scary, dirty, gross, all those things that go along with nasty.  Yes, it’s true, there still is a lot of filth.  Yes, down right dirty and disgusting.  BUT, it’s changing slowly but surely.  It’s changing for the better.  Much better.

Mayor Goodman did so much work to get good businesses to open up in the down town area.  He worked really hard and made a lot of progress.  I hope he feels his dream is coming true.

CEO of Zappos, Tony Hsieh lives downtown in Las Vegas in the Trailer Park called Llamapolis.  I have not been inside the trailer court although I would love to have the opportunity to experience it.

Zappos of course is one of the biggest businesses downtown, there are so many new businesses and restaurants moving in too.

White castle will be opening soon, that restaurant alone is a HUGE  positive for downtown Vegas.

Call me NOW!  PENNY O’Brien your Realtor @  702.321.9383

Home At Last Las Vegas Housing program for buyers FHA, VA, Conventional. Call Penny O’Brien 702.321.9383

Friday, September 1st, 2017

Hi there,

Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender?  I can help.  Need a Realtor, call me, Penny O’Brien at 702.321.9383

How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.

Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans.  Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.


How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.

CALL Penny O’Brien NOW @702.321.9383

$300k and up Homes selling Las Vegas, Henderson, Summerlin, SW, NW, North Las Vegas, New Homes and Resales. CALL Penny O’Brien NOW, 702.321.9383

Wednesday, August 2nd, 2017


That’s the first thing I hear when I engage in a conversation about prices of Real Estate here in Las Vegas, Henderson, Summerlin, SW, NW the entire Valley.   You mean to tell me I can buy what I want for under $300k?

Las Vegas home prices are rising as I am submitting this blog.  It’s just the honest truth.  Current homeowners are so happy prices are going up, buyers not so much.

There are thousands of new homes being built here, while Re-sale homes are sparse.  There just isn’t enough homes for all the buyers.

With NV not having State Taxes people can actually afford more for a home.  I know when I lived in Iowa I paid a lot in State Taxes and Property taxes.

Las Vegas has a very low property tax charge.

Call me NOW so we can go over all your Real Estate needs.  Enjoy your day/evening. Penny O’Brien 702.321.9383

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent

Cell:  702.321.9383

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Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!

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