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Posts Tagged ‘payment’

Section 184 Penny O’Brien, Realtor helps with buyers using the HUD Section 184 Native American Indian Home Loan Program

Friday, November 17th, 2017

I have lots of experience with helping buyers use this wonderful program.  Let’s get moving, Penny O’Brien 702.321.9383

Here we go,

The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If  you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country

Call Me NOW, Penny O’Brien 702.321.9383

Home At Last Las Vegas Housing program for buyers FHA, VA, Conventional. Call Penny O’Brien 702.321.9383

Friday, September 1st, 2017

Hi there,

Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender?  I can help.  Need a Realtor, call me, Penny O’Brien at 702.321.9383

How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.

Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans.  Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.

 

How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.

CALL Penny O’Brien NOW @702.321.9383

Section 184 Indian Home Loan in Las Vegas, NV INFORMATIVE, Call Penny now, 702.321.9383

Tuesday, August 1st, 2017

Hi there,

The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If  you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country

Call Me NOW, Penny O’Brien 702.321.9383

Las Vegas Down Payment Assistance Loan Program, You’ll LOVE it.

Sunday, January 22nd, 2017

So, Hi there everybody.

this is a very quick post about Nevada’s down payment assistance programs.  There are a couple of ones that rock.  I am not sure how long they are going to be in place so if I were you and you’re thinking about purchasing a home, give me a call, text or send an email.  I have a buyer currently who is receiving 5% down on her purchase of a townhome purchase price $180,000.  She is having to come in with just under $2000 TOTAL to purchase her place.   There are other program that may not be familiar to you for instance the HUD 184 Loan Program.

Call me and let’s get moving, Penny O’Brien 702.321.9383

GoWithPenny@yahoo.com

READY, SET, LIST. I will be putting this beautiful townhome on the market on Friday, Aug 1st 2014 in Sunny Las Vegas, NV Pool and Tennis court included. Grass and Mature Trees,. Single Story Townhome in a Single Story Community

Tuesday, July 29th, 2014

I’m going to be listing another wonderful property on Friday.  Want to know more?  It’s a beautiful Townhouse.  Located near the strip.  Lush grass and mature trees.  It fancy’s a pool and tennis court.  Totally ready to move into.  It’s furnished if you like or we can remove the furniture, your choice.   READY, SET, BUY.  Call me for a free viewing.  Penny @ 702.321.9383  Perfect place for first time homebuyers, retirees, vacation home.  Own a piece of Vegas!  It’s probably cheaper than renting.  Call me and let’s discuss payments on this property.

Two Bedrooms

Two Bathrooms

Master Suite has it’s own private glass sliding door with patio

All Appliances stay

Single Story Townhome in a very Quaint Single Story Community

Penny O’Brien  702.321.9383

LasVegasNiceLiving@yahoo.com

Signature Real Estate Group

You should try out my Mortgage Calculator within my website for homes here in LV. You can plug in numbers and see what your monthly house payment will be.

Friday, April 19th, 2013

Hello,

If you’d like to play around with what your mortgage  payment might be, head to my web site www.SunnyLasVegasHomes.com  and find the Mortgage Calculator Link on the left side of the page. 

It’s easy to use.  For example:  when it asks for the property tax to be entered you can estimate it by figuring 1% of the price of the house.  If you’re interested in a $100k home your taxes will be around $84 a month.

For Homeowners Insurance:  You can estimate about $300-$5oo a year for a home valued at $100k

After you get excited about the possibility that you can afford to buy a place.  Give me a call and lets get it going.

Thank you for your time, Penny

Penny O’Brien with LVsweetHomes Realty/10120 S. Eastern Ave 200/ Henderson, NV 89052

702.321.9383  /    www.SunnyLasVegasHomes.com   /   LasVegasNiceLiving@yahoo.com

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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