Due to continued market volatility, pricing for the FHA/VA/USDA 4% DPA option has been unavailable in the market. As a result, The Nevada Housing Division will be temporarily suspending our 4% government DPA option. We understand the unavailability of this option may cause difficulty for some borrowers who were counting on the 4% DPA. With this in mind, any loans “Reserved” by January 31, 2018 will still be eligible for this option. Loans reserved beginning February 1, 2018 will not have the 4% government option. Unfortunately, we will be unable to grant exceptions to this policy.
We strongly suggest you consider offering borrowers the HFA Preferred Conventional loan product as an alternative. The majority of FHA loans will qualify for our conventional loan product which can be a more economical option for borrowers. We appreciate your continued participation in our programs and ask for your patience as we continue to monitor market conditions. We will make adjustments as needed to continue to provide the best down payment assistance programs for borrowers.
Are you in need to relocate? I can help you. I have over 16 years of Real Estate Experience and I KNOW the Las Vegas Valley, all of Summerlin, Henderson, North Las Vegas, NW and SW parts of the Valley. My experience with finding Military Families is that a majority of them live in North Las Vegas the NW and Summerlin. Give me a Call to discuss your options, Penny O’Brien @ 702.321.9383.
Here’s info you might already now, if not I hope you find it useful.
Nellis AFB is located at 4475 England Ave, Nellis AFB, NV 89191, located in North Las Vegas, approximately 8 miles northeast of the city center, and less than 30 miles northwest of Lake Mead. Near these cites south of the base include North Las Vegas, Las Vegas, Summerlin, Paradise, Henderson, and Boulder City, NV.
Creech Air Force Base is home to Air Force’s 432d Wing, which has 6 operational squadrons, 1 maintenance squadron, and MQ-9 Reapers and the MQ-1 Predator unmanned aerial vehicle which is also used regularly in Afghanistan, Pakistan and Iraq. The base is the aerial demonstration training site for the AF’s precision flying team “Thunderbirds”. Creech Air Force Base is located about 45 miles northwest of our Nellis AFB and has daily shuttles between the two and the sharing of some base services.
I help buyers, sellers and renters. Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate. 702.321.9383
I too have Military ties, my son is a Marine. THANK YOU for your service. Penny
The section 184 loan is available in all counties for the following states: AK, AZ, CA, CO, FL, HI, ID, IN, KS , MA, ME, MI, MN, MT, NC, ND, NM, NV, OK, OR, SC, SD, UT, WA, WI
The section 184 loan is available in SELECT counties for the following states: AL, CT, IA, IL, LA, MO, MS, NE, NY, RI, TX, WY
The section 184 loan is NOT available in the following states: AR, DE, DC, GA, KY, MD, NH, NJ, OH, PA, TN, VT, VA, WV
I have helped so many clients/who became my good friends with this HUD Section 184 Native American Indian Loan Program, it really is a wonderful program and in my opinion all buyers who are eligible to use this Section 184 program should use it. You can call me anytime for more information about this great program and how it works, I can help. 702.321.9383
Thank you for your time.
Penny O’Brien 702.321.9383
let’s talk about living in Las Vegas, Henderson, SW, and NW Las Vegas. I can honestly say it’s all EXCITING!!!
Henderson vs. Summerlin: Henderson and Summerlin are both wonderful places to live. I hear all the time that there’s the Summerlin haters and the Henderson Haters. It’s funny to me. I wonder if they have EVEN lived in these two communities. Seriously, I have experienced living in both areas. I loved them both. I raised my kids in Summerlin, moving from Iowa it seemed like more of a small home town environment. The little town I moved from was populated with only 800 people, give or take a death or birth. My children exceeded in their education at all schools they attended in Summerlin. It was a wonderful time in our lives.
After they graduated I realized I could move around the valley, So, I moved to the SW for a little over a year. I really loved living there, it was near the 215, shopping was friendly, good walking trails. Very nice housing and neighbors.
After the SW I moved to Henderson, zip code 89052. One of the best zip codes in the United States. I too loved living there. It was a great experience. Lots of really nice parks, shopping and amenities everywhere. It was a wonderful place to live.
My next move was to the far NW. Way out in the country where there’s very few street lights. Horse country. It was really nice for me at the time. I lived a very quite and kind of silent/isolated time. It was so very peaceful. I would walk for miles, some times over 14 miles a day. The storms like to hit that area too. So, to see some amazing light storms and experience the country life was very pleasant. It reminded me of my life in Iowa and growing up on the farm.
Now, I live just outside of Summerlin. It’s very nice there. I do miss the country, I miss it very much, It’s not too far from where I live so I can drive out there and get my country fix.
What part of the valley are you interested in knowing more about? I can help you get moving, just simply call me. 702.321.9383 ask for Penny.
The Fantastic Solar Eclipse in Las Vegas is: August 21, 2017
Solar eclipse of August 21, 2017. On Monday, August 21, 2017, a total solar eclipse will be visible in totality within a band across the entire contiguous United States; it will only be visible in other countries as a partial eclipse.
It’s only going to be a partial eclipse here in NV, a few other parts of the U.S. will experience the total eclipse.
Have a great day, Penny O’Brien with RE/MAX Excellence 702.321.9383
That’s the first thing I hear when I engage in a conversation about prices of Real Estate here in Las Vegas, Henderson, Summerlin, SW, NW the entire Valley. You mean to tell me I can buy what I want for under $300k?
Las Vegas home prices are rising as I am submitting this blog. It’s just the honest truth. Current homeowners are so happy prices are going up, buyers not so much.
There are thousands of new homes being built here, while Re-sale homes are sparse. There just isn’t enough homes for all the buyers.
With NV not having State Taxes people can actually afford more for a home. I know when I lived in Iowa I paid a lot in State Taxes and Property taxes.
Las Vegas has a very low property tax charge.
Call me NOW so we can go over all your Real Estate needs. Enjoy your day/evening. Penny O’Brien 702.321.9383
The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country
I trust all is well for you and yours. Have you heard the news about a new Summerlin Village opening up? Oh my goodness. I’ve been living in Summerlin for over 19 years and I have to say this is one of my favorite Villages. It’s tucked up in the mountains. The views are amazing. The club house area will be Guard Gated. There’s going to be the standard big park areas like Summerlin Provides so well. Lush green trees and beautiful landscaping. There are so many wonderful things to mention about this Reverence Village. I LOVE IT and I think you will too. Call me anytime for more information or even better, let’s go shopping. Penny O’Brien @ 702.321.9383 Your, Sunny Las Vegas Realtor with over 19 years of REAL ESTATE experience. Thank you for your time, Penny
rev·er·ence: deep respect for someone or something.
Have you heard about this new and innovative program. And one of the best things about it is it’s free. No cost to you. The only thing you’ll need if you find necessary is a helmet, they are not supplied.
The Cadence Bike Share Program provides bicycles for residents and guests to ride around the beautiful community of Cadence.
Just sign up at:
Get your access code and get started riding
Take I-215 until it turns into Lake Mead Parkway. Pass through #. Warm Springs Rd. The Home Finding Center is on the left at the intersection of Sunset Rd and Lake Mead Parkway.
It’s really a neat program. If you’ve ever been by gogole in California at their headquarters, you will see bikes all around so that people can get from building to building faster and in a more fun matter.
You can ride from one community to the other and you do not have to be a resident or home owner to use the bikes.
I hope your found this information of value to you. If you or any one you know is looking to buy or sell a home here in Las Vegas or Henderson please keep me in mind. I’ve been helping buyers and sellers for over 19 years full-time. I have very happy clients. Take care and enjoy your life, Penny @ 702.321.9383 or GOWITHPENNY@yahoo.com
Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!