Ready, get set, go. These new FHA loan amounts are increasing for home buyers which is great news since our Las Vegas Home Prices are rising. It’s a wonderful time to buy homes here in Las Vegas. I put the excellence in Real Estate. Contact me for more information about our housing market, Penny O’Brien with RE/MAX Excellence @ 702.321.9383
ONE UNIT : $294,515
TWO UNIT : $377,075
THREE UNIT: $455,800
FOUR UNIT $566,425
Are you interested in the FHA loan called Section 184 Native American Indian Loan Program? I can Help, I know the program and have helped many buyers purchase homes using this great program. You can use it for new and re-sale homes. Town homes, single family homes and condos.
Do you have questions about this wonderful Native American Indian Home Loan Program here in Las Vegas? I have answers for you.
Penny O’Brien 702.321.9383
Here’s a few in sites about the HUD 184 Loan Program.
Yes, you can buy new home construction, there are limits to the amount of purchase for buyers
Yes, You do need a tribal card or CDIB (Certificate of Degree of Indian Blood or Certificate of Degree of Alaska Native Blood)
A Certificate of Degree of Indian Blood does not establish membership in a tribe.
Tribal membership is determined by tribal laws and may or may not require a CDIB or may require a separate tribal determination of ancestry or blood degree.
Your full name, address, telephone number and birth certificate, and marriage certificate. (born 1940)
Completed application form for CDIB card.
Your parents full name, birth, death, and marriage certificate for both of them. (You need both, after all they are your parents, so you need both of them to prove who you are, even if the Native American heritage is only on one side.) (born 1915-1921)
Your grand parents full name, birth death and marriages certificates for both of them. (born 1890-1895) Now the research becomes harder!! In many states there was no birth, death and marriage registration prior to 1900. You can use tribal roll records, census records, probate records, baptism records. Again you will need to know where these people lived and census records are your best source. Except for Native Americans, who hid, lied, and avoided the census taker all together.
Your great grandparents full name, birth death and marriage certificates for both. (born 1865-1870)
Your great great grandparents, full name, birth, death and marriage certificates for both. (born 1845-1850
I have helped many buyers use this program and look forward to helping you too. Penny O’Brien
Yes, If you are interested in new construction and want and can use your opportunity for the HUD 184 Native American Indian Home Loan Program here is a prime example of what you could buy in Summerlin, Las Vegas NV 89138. They are in the beginning stages of building so it’s an excellent time to purchase. I can help you with any new construction in the Las Vegas Valley, Henderson, Summerlin and North Las Vegas. All you need to do is call and I’ll be there. Don’t want to live in Summerlin, No worries I got you covered. I can access all the new home construction areas in the whole valley.
Maybe you’re not into new construction. I can help with re-sales too. I’ve been happily helping happy clients for over 16 years full-time. We have fun when we are working together to find the perfect place. My Clients trust me and know that I am there for them throughout the WHOLE transaction.
BUZZ me: Penny O’Brien 702.321.9383
HI there, VA, FHA, Conventional and Cash Buyers, Investors and Section 184 Native American Indian Home Loan Program
as many of you know, I do keep up with all the new home builders and their construction. When I was out yesterday previewing new home builders I came across a new tract home sales person who gave me a little inside information about a new community that is opening up. As far as I can tell right now they are going to be the least expensive new home builder in town.
If you are looking for a wonderful place and want more information call me now so I can help get you into this area and price range before anyone else.
Are you in the market to buy a home? If so, give me a call to find out more information about a fantastic program. Penny O’Brien 702.321.9383 I can help you right NOW.
The Section 184 Native American Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
The unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.
To help and increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.
I have lots of experience with helping buyers use this wonderful program. Let’s get moving, Penny O’Brien 702.321.9383
Here we go,
The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country
Hi there, I am here Honoring America’s Native People
National Native American Heritage Month, observed since 1990, gives Americans the opportunity to reflect, celebrate, and honor the Native People of this land. This year, we celebrate the 27th anniversary of this observance to marvel at their contributions to society, educate ourselves on their heritage and raise awareness about the challenges and triumphs they have endured throughout history.
Native Americans have contributed vastly in the arts, sciences, education, civic leadership, and engineering, just to name a few. They have served and continue to serve in our Armed Forces, pioneered many of our medical and vocational innovations, leading many of the environmental activism being carried out today.
Did you know? There are over 550 federally recognized tribes in America today and currently about 4.5 million Native Americans living in the U.S.
obtaining a NADL, law requires that:
The applicant must be an eligible Veteran.
The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.
Apply for the Certificate of Eligibility.
The loan must be to purchase, construct, or improve a home on Native American trust land.
The Veteran must occupy the property as his or her primary residence.
The Veteran must be a satisfactory credit risk
I can help with your buying and selling needs. I have been in the Real Estate business for over 20 years and have VERY happy clients. Call me:
Hello, let’s talk about this wonderful program: Penny O’Brien with RE/MAX Excellence 702.321.9383. I CAN HELP
Section 184 Home Loan Guarantee is reserved for members of Native American and Alaskan tribes, to receive a Section 184 loan you must be an enrolled member of a Federally Recognized Tribe. Verification or tribal enrollment will be necessary upon application for a Section 184 loan. Enrollment decisions are made solely by the tribal government.
Typically your tribe will provide a card or a letter proving your enrollment status. Trust lands and tribal members on and off reservation may be eligible.
Give me a call, we can provide you with clarification and answers to all your questions 702.321.9383
I have been helping buyers use this program for over 4 years and have VERY happy clients.
I have helped many families purchase their homes with this program. If you’re looking for an Experienced Realtor, It’s Me. I can Help. The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Because of the unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.
To help increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.
Need Help? I can help you to understand how this works. I’ve worked with many happy buyers and this program
HUD’S Section 184 Loan Program allows borrowers to obtain a mortgage with a low down payment and pay a minimal loan guarantee fee to get into a home of their own. this program is designed to offer home ownership opportunities for eligible Native American Individuals or families, tribes and Tribally Designated Housing Entities, Including Native American Housing Authorities on their native lands.
Section 184 Program Highlights
Native American Housing Loan Guarantee program Section 184 is designed to help Native Americans and Alaska Natives obtain home ownership
Low Minimum down payment
purchase of an existing home or new construction
refinancing available for Rate and Term, Cash-out or Streamline
Fixed Rate loans
owner occupied and fee-simple loans only
No Maximum income limits
WHO is eligible for a Section 184 Loan?
Any Native American, Alaska Native that is a member of a federally recognized tribe or an Alaska village
Native American Tribe that has qualified for the Section 184 Program
Tribally Designated Housing Entity TDHE
Native American Housing Authority IHA
Want to know more? Ask me, Penny O’Brien, REALTOR, 702.321.9383 I will be able to help you out
Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!