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Posts Tagged ‘Native American’

California movers to Las Vegas, let’s get moving Special Agent Penny O’Brien 702.321.9383

Thursday, November 16th, 2017

Welcome,

Are you moving to Vegas?  Thinking about moving to Las Vegas? Have friends moving to Vegas?  I can help you.  I have helped so many California people move here and purchase a place.  Yes, you’re right Vegas doesn’t have the beautiful beaches…….. we do have other types of fun.

Call Me and let’s talk about Las Vegas REAL ESTATE, Penny O’Brien RE/MAX Excellence 702.321.9383

I can help you find the perfect place to make your own.  I’ve been helping buyers and sellers for over 20 years.  Buying with cash, FHA, VA, Conventional, Section 184 Native American Indian Home Loan program.   I have all the new home construction builders info too.   Let’s get moving. Enjoy your life.

  • Go to the Park. You can take your family or go with a friend. …WE have amazing parks all through the valley, Henderson has a water park. Summerlin has huge inviting parks
  • Watch the Sunset. … Yes, our desert has grand sunsets
  • Pack a Picnic Lunch. …and go people watch on the strip
  • Play Board Games. … there’s all kinds of places to sign up for game playing
  • Play Card Games. …Eurche?  do you know how to play?  it’s not just a midwest game anymore
  • Do a Road Rally With Friends. …
  • Free fun things…….. There are so many free things to see in Vegas
  • Throw a B.Y.O.E…… Get to know new neighbors this way
  • Farmers Markets….. we have farmers markets all through the valley
  • Library’s….. the library’s have free events every weekend
  • Red Rock Canyon…. Hike or drive through the loop
  • Mt. Charleston…. Get some really good fresh air

Summerlin Section 184 Native American Loan Program HUD Las Vegas

Wednesday, November 15th, 2017

Hi there, I am here to help.

I have helped many families purchase their homes with this program.  If you’re looking for an Experienced Realtor, It’s Me.  I can Help.  The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

Because of the unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.

To help increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.

Penny O’Brien

702.321.9383

My office:

RE/MAX Excellence

4435 S. Buffalo Dr.

Las Vegas, NV 89147

HUD Section 184 Native American Indian Loan Program, Penny O’Brien, Las Vegas Special Agent 702.321.9383

Wednesday, November 15th, 2017

Hi there,

The section 184 loan is available in all counties for the following states: AK, AZ, CA, CO, FL, HI, ID, IN, KS , MA, ME, MI, MN, MT, NC, ND, NM, NV, OK, OR, SC, SD, UT, WA, WI

The section 184 loan is available in SELECT counties for the following states: AL, CT, IA, IL, LA, MO, MS, NE, NY, RI, TX, WY

The section 184 loan is NOT available in the following states: AR, DE, DC, GA, KY, MD, NH, NJ, OH, PA, TN, VT, VA, WV

I have helped so many clients/who became my good friends with this HUD Section 184 Native American Indian Loan Program, it really is a wonderful program and in my opinion all buyers who are eligible to use this Section 184 program should use it.  You can call me anytime for more information about this great program and how it works, I can help.  702.321.9383

Thank you for your time.
Penny O’Brien  702.321.9383

RE/MAX Excellence

4435 S. Buffalo Dr.

Las Vegas, NV  89147

 

1% Down Payment Buyers Conventional loan Las Vegas, NV Low down payment Call Penny O’Brien 702.321.9383

Wednesday, November 8th, 2017

Hi there,

Do  you have the need to purchase a home but don’t have enough money for your down payment?  I have news for you.  There is a lending company out there that offers a 2 % Lender Gift to qualified borrowers.  With this 97% LTV mortgage, I can help buyers get into your dream home with a low 1 % down payment.  Here is a few of the highlights of this program.

Conventional loan

Available on 10,15, 20,25, and 30 year fixed rate purchase loans

97% LTV

Lender Gift in the amount of 2% of the loan amount

First time home buyer is not a requirement

Cancellable monthly mortgage insurance

Boarder income can be used

1 unit single family residence

FICO score as low as 640

This program is to help more buyers buy a home.  Call me and let’s get moving NOW

Penny O’Brien 702.321.9383

RE/MAX Excellence Las Vegas, NV

MORE info:

Down payment, the minimum borrower contribution is 1%.  This 1% must be from the borrowers’ own funds and cannot be a gift.

Mortgage Credit Certificate can be used to qualify for more home

This is a great alternative to FHA due to no upfront MIP and monthly MI  is cancellable whereas on FHA, the MI is for the life of the loan

 

PROPERTY TYPES:

SFR, condo’s PUD no 2-4 units or Manufactured homes

Purchase/Owner Occupied Only, no refinances

Borrower does not have to be a first time home buyer but cannot own other property at the time of closing.

Loan must receive approve/eligible DU finding

 

I work with all buyers and sellers no matter what your situation is: Short Sales too.

I am a military mom, I LOVE helping with VA loans too.

I know the HUD Section 184 Native American Home Loan Program and have lots of buyers who have used it. it’s an  AWESOME program

 

 

HUD 184, Native Americans get home loans LAS VEGAS, HENDERSON, SUMMERLIN, SW, NW Penny O’Brien 702.321.9383

Wednesday, August 2nd, 2017

Hi there,

The HUD 184 was established in 1992, the Section 184 loan provided by HUD, the Department of Housing and Urban Development, has helped thousands and continues helping Native Americans get home loans both on and off reservations.

HUD 184 loan, what is required for both home and borrower eligibility:

There is no maximum income limits

Gifts of money funded by family or the tribe for assistance are allowed

Home buyer education is not required

Needs to be an owner occupied primary residence

5% one time, up-front guarantee fee that is financed into the loan

Down payment requirement of 2.25%

Want more info?  Do you Have more questions about this wonderful program? I can help you out and would really love the opportunity to work with you.

Enjoy your day/evening, Penny O’Brien 702.321.9383

GowithPenny@yahoo.com 

 

 

What can a Section 184 Loan be Used for in Las Vegas, NV? FAQ

Sunday, January 15th, 2017

Hi there everyone,
The Section 184 Home Loan Guarantee, is an amazing program,  since January 2012, the Section 184 program has guaranteed over 15,000 loans, worth a total of almost $2.5 billion, to various individuals, Tribes, and TDHEs.
Here is what Section 184 Loans can be used for:

  1. The purchase of a new home
  2. The construction of a new home
  3. Refi a home, refinancing is available.
  4. The purchase and subsequent renovation of an existing home
  5. Renovating an existing home
  6. Section 184 loans can only be used for single (1-4 units) primary residences. They cannot be used for secondary homes or investment purposes.

Section 184 was specifically designed to help increase home ownership.   It’s available in 37 states.

Call me is your interested in this great program.  I have many clients who have used this program, I’m experienced with how it works.  Thank you for your time, Penny

Penny O’Brien 702.321.9383

GoWithPenny@yahoo.com

Las Vegan’s happy with The HUD 184 Loan Program for Native American for Las Vegas Home Buyers

Saturday, January 14th, 2017

Hello all,

Do  you have a Tribal Card? Do you want to purchase a home in Las Vegas, Henderson or nearby Areas in Las Vegas, NV? The HUD 184 Native American Program is alive and well.  I have had several of my clients use it.  The amount of money that they have to come in with to close the deal is very low.  My Clients are so happy with the HUD 184 Program.

Many New Mexico residents are moving to Las Vegas and the surrounding areas and have contacted me so that we can get out there and find them the perfect home purchasing the home using the HUD 184 Program.

I have access to down payment assistance programs too.

Call me and let’s get started:  Penny O’Brien @ 702.321.9383

EMAIL:  GoWithPenny@yahoo.com

Section 184 is synonymous with home ownership in Indian Country. 184 program has guaranteed over 24,000 loans (almost $4 billion dollars in guaranteed funds) to individuals, Tribes. Loan 184. Experienced Las Vegas Realtor, Penny O’Brien can help.

Thursday, September 11th, 2014

Hi there,

I have helped many families purchase their homes with this program.  If you’re looking for an Experienced Realtor, It’s Me.  I can Help.  The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

Because of the unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.

To help increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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