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Posts Tagged ‘insurance’

1% Down Payment Buyers Conventional loan Las Vegas, NV Low down payment Call Penny O’Brien 702.321.9383

Wednesday, November 8th, 2017

Hi there,

Do  you have the need to purchase a home but don’t have enough money for your down payment?  I have news for you.  There is a lending company out there that offers a 2 % Lender Gift to qualified borrowers.  With this 97% LTV mortgage, I can help buyers get into your dream home with a low 1 % down payment.  Here is a few of the highlights of this program.

Conventional loan

Available on 10,15, 20,25, and 30 year fixed rate purchase loans

97% LTV

Lender Gift in the amount of 2% of the loan amount

First time home buyer is not a requirement

Cancellable monthly mortgage insurance

Boarder income can be used

1 unit single family residence

FICO score as low as 640

This program is to help more buyers buy a home.  Call me and let’s get moving NOW

Penny O’Brien 702.321.9383

RE/MAX Excellence Las Vegas, NV

MORE info:

Down payment, the minimum borrower contribution is 1%.  This 1% must be from the borrowers’ own funds and cannot be a gift.

Mortgage Credit Certificate can be used to qualify for more home

This is a great alternative to FHA due to no upfront MIP and monthly MI  is cancellable whereas on FHA, the MI is for the life of the loan

 

PROPERTY TYPES:

SFR, condo’s PUD no 2-4 units or Manufactured homes

Purchase/Owner Occupied Only, no refinances

Borrower does not have to be a first time home buyer but cannot own other property at the time of closing.

Loan must receive approve/eligible DU finding

 

I work with all buyers and sellers no matter what your situation is: Short Sales too.

I am a military mom, I LOVE helping with VA loans too.

I know the HUD Section 184 Native American Home Loan Program and have lots of buyers who have used it. it’s an  AWESOME program

 

 

RESPA, When purchasing a home in Summerlin, Las Vegas, NV the seller can not demand what title company and lender you use. Beware buyers and sellers, lots of Realtors aren’t always ethical.

Saturday, February 22nd, 2014

Hi there,

Under RESPA, the seller may not require you, as a condition of the sale, to purchase title insurance from any particular title company. Generally, your lender will require title insurance from a company that is acceptable to it. In most cases you can shop for and choose a company that meets the lenders standards.

Have a great day, Penny O

Call me, your special agent, Penny @ 702.321.9383

You should try out my Mortgage Calculator within my website for homes here in LV. You can plug in numbers and see what your monthly house payment will be.

Friday, April 19th, 2013

Hello,

If you’d like to play around with what your mortgage  payment might be, head to my web site www.SunnyLasVegasHomes.com  and find the Mortgage Calculator Link on the left side of the page. 

It’s easy to use.  For example:  when it asks for the property tax to be entered you can estimate it by figuring 1% of the price of the house.  If you’re interested in a $100k home your taxes will be around $84 a month.

For Homeowners Insurance:  You can estimate about $300-$5oo a year for a home valued at $100k

After you get excited about the possibility that you can afford to buy a place.  Give me a call and lets get it going.

Thank you for your time, Penny

Penny O’Brien with LVsweetHomes Realty/10120 S. Eastern Ave 200/ Henderson, NV 89052

702.321.9383  /    www.SunnyLasVegasHomes.com   /   LasVegasNiceLiving@yahoo.com

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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