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Posts Tagged ‘homeowners’

$300k and up Homes selling Las Vegas, Henderson, Summerlin, SW, NW, North Las Vegas, New Homes and Resales. CALL Penny O’Brien NOW, 702.321.9383

Wednesday, August 2nd, 2017

WHAT?

That’s the first thing I hear when I engage in a conversation about prices of Real Estate here in Las Vegas, Henderson, Summerlin, SW, NW the entire Valley.   You mean to tell me I can buy what I want for under $300k?

Las Vegas home prices are rising as I am submitting this blog.  It’s just the honest truth.  Current homeowners are so happy prices are going up, buyers not so much.

There are thousands of new homes being built here, while Re-sale homes are sparse.  There just isn’t enough homes for all the buyers.

With NV not having State Taxes people can actually afford more for a home.  I know when I lived in Iowa I paid a lot in State Taxes and Property taxes.

Las Vegas has a very low property tax charge.

Call me NOW so we can go over all your Real Estate needs.  Enjoy your day/evening. Penny O’Brien 702.321.9383

REVERSE MORTGAGES FOR SENIORS 62 Plus in Las Vegas, NV Penny O’Brien can Help

Tuesday, August 1st, 2017

HELLO friend,

what a reverse mortgage?

Let Your Home Take Care of You with a Reverse Mortgage:  Home Equity Conversion Mortgage

Reverse mortgages were created specifically for senior home owners 62 plus, allowing them to make the most of the equity they have acquired in their homes.

With a reverse mortgage, you borrow against the equity you have built up in your home and do not need to repay the loan for as long as you live in the home as your primary residence, maintain your home in good condition, and pay property taxes and insurance. You can live in your home and continue enjoying making no monthly principal and interest mortgage payments.

Depending on your financial situation, a reverse mortgage has the ability to help you stay in your home and still meet your financial obligations.  HOW does that sound?  Would you like to know more?

Of course, reverse mortgages may not be right for everyone.  If you’d like to know more,  Call Me NOW, Penny O’Brien 702.321.9383

A little about me, I moved from Iowa to Vegas in 1998.  take care yourself.

Original Mid-west RE/MAX Realtor moved to Las Vegas knows the HUD 184 Program

Wednesday, June 21st, 2017

Hi everyone,

I am originally from Iowa, after spending 37 years there, I decided to move to Las Vegas.

HUD 184 Loan Program.  It’s an amazing Government program that allows a low interest rate and many other wonderful aspects for soon to be homeowners or homeowners who are looking to remodel.  Please give me a buzz so we can discuss more about the 184 Loan Program.  Have fun and enjoy your life,

Penny O’Brien 702.321.9383

Where do you want to live in Las Vegas?

Wednesday, March 29th, 2017
Where do you want to live?
Renting ties you down until your lease expires and you’re free to move. But moving can be a hassle – a huge hassle – and that’s one reason why renters often become buyers.Do you really want to live in a place where you may be forced to move because your landlord wants to move in? It could happen; just ask your friends.When you buy, you buy more than a house. You buy a lifestyle. Backyards. Pets. Great neighbors. Block parties. Community. A sense of belonging. The list goes on and on.

It’s simple: living on a street with other homeowners is different – and often better – than moving again and again. It’s more lasting. More solid. More secure.

Give me a call and let’s find you a place to purchase.  Penny O’Brien GOWithPENNY@yahoo.com 702.321.9383

Legislature bills affecting homeowner associations 2017:: Las Vegas Homeowners will be affected

Saturday, February 25th, 2017

Hi everyone,

It’s that time of year for legislature to meet:  Here is a list of things we can watch for:

1. AB 11- More requirements on drones and portable helicopters.

2. AB 13- Revised provisions governing the annual fee for conducting business in Nevada.

3. AB 21- Makes various changes relating to elections.

4. AB 32- Revises provisions governing pest control.

5. AB 35- Makes various changes relating to insurance.

6. SB 24- Authorizes cities to enact ordinances requiring the registration of vacant properties.

7. SB 33- Prohibits the foreclosure of real property owned by certain military personnel or their dependents in certain circumstances.

8. SB 67- Revises provisions relating to fire safety requirements for multistory buildings occupied by people.

9. SB 68- A law set up for those people who are trying to sell property that they don’t own.

10. SB 69- Revises provisions governing state agencies, boards and commissions that regulate occupations and professions.

11. Other proposed bills pertain to AB 87 firearms, SB 79 confidential information, commission changes for the Common Interest Communities, electronic signatures, and of course, NRS 116 chapter.

I will keep you posted on what takes Place.

Enjoy your life:

Penny O’Brien 702.321.9383

GOWITHPENNY@YAHOO.com

 

Las Vegas HOA’s:: CIC’s what are they? Are they a benefit? Pros and Cons

Wednesday, February 15th, 2017

Hi there,

HOA’s what are they and why are they so popular in Las Vegas?  If you are moving from the Midwest and other areas of the world that don’t have HOA’s you’re probably wondering what they are and why are they important or not important.  To begin with HOA stands for Home Owners Association.  Another term for HOA is CIC, Common Interest Community? Here is the NV Law that gives the meaning:

1.  In the case of:

      (a) A condominium or cooperative, all portions of the common-interest community other than the units, including easements in favor of units or the common elements over other units.

      (b) A planned community, any real estate within a planned community which is owned or leased by the association, other than a unit.

      2.  In all common-interest communities, any other interests in real estate for the benefit of units’ owners which are subject to the declaration.

     In other words when you purchase a home that is within a CIC you will receive a Re-Sale package that explains the rules and by-laws within the community.  For example:  it may state, when you can hang your Christmas lights, how long you can set your trash out and when and where the trash can needs to be.   It may state you can’t paint your house purple.  What type of landscaping you can have. What type of lighting you can install. Where you can park or not park. Many but not all CIC’s are in gated community so you have rules about how the gate code is given out or not given out.  Many CIC’s are rules.

In communities that don’t have HOA rules, you more than likely can hang your Christmas lights all year long.  You can work on your car in the driveway, you can park RV’s or boats on the street.  In essence, you can do most anything you want and not get a warning or fined.

I moved here from Iowa and respectfully you cared about your property and how your neighbors are living in due respect to all of the community.  The city may have had a few restrictions but all in all there weren’t many rules.

Many people are happy to live in community with HOA’s.  Many people are not.  It’s all about what is important to you.  If you live within a HOA community you do not have the rights to change or go against the grade.  You will not probably succeed at changing things.

If you are warned by the HOA to example: pull your weeds from the front yard or pressure wash the oil off your driveway I recommend doing what they ask.  If not, you will be warned again and more than likely fined.

Many People who buy in HOA communities don’t realize that the HOA board members live in that community so they are somewhat policing the community.  They are looking for violations of the homeowners.  Some board members take this responsibility to the max and absolutely nit pick at homeowners to the point of annoyance and harassment.

I had at one time sold a condo to a client who loved the area, loved the complex but many of the board members took their position very seriously and in lack of a better way to explain were very terrible to the people who lived within the complex.  Needless to say My client asked me to sell his condo for him because he could not stand the HOA board members harassments.

When living in a HOA community you will have fees to pay. Most every HOA is different in their monthly fee, quarterly fee or yearly fees.

If you have any questions about HOA’s I’d be happy to discuss with you more about them.

Thank you for your time and enjoy your life.

Penny O’Brien 702.321.9383  GowithPenny@yahoo.com

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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