Posts Tagged ‘home’
Monday, October 23rd, 2017
When do you plan on moving? Call me anytime: 702.321.9383
Are you looking for employment? A new Home? A Rental? A vegan Restaurant? A new school? Pet sitting? What are you searching for? I more than likely can help and guide you in the right direction. I’ve lived in Las Vegas for about 20 years. Leaving Iowa to move to Las Vegas was such an exciting decision. I never looked back, Vegas felt like home immediately.
Las Vegas is a very exciting city, with so many fun things to do. Both for free or a charge. My new little adventure was to visit where our Hockey Team practices. The Golden Knights with the NHL is such a wonderful addition to our city. They practice in Summerlin, it’s Open to the public. If you’d like more information about their schedule or practice times feel free to contact me. I’d be happy to assist with questions you have about Las Vegas. Call 702.321.9383 ask for Penny O.
Saturday, October 21st, 2017
Yes, You have come to the right person to help you with your home purchase using Section 184. I have helped so many buyers with this program. Call Me anytime: 702.321.9383, Penny O’Brien
The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Penny’s take about Section 184 Indian Home Loan Guarantee Program:
- Low Interest Rates: based on the market, it is not the applicant’s credit score
- Low Down Payment: 2.25% on loans over $50,000
- Lower Monthly and Upfront Mortgage Insurance than other programs. Nice, right?
- All Section 184 loans are reasonable and affordable, with reviewed fees and structured appropriately.
- Although America has seen a drop in mortgage lending; Section 184 loans, since they are guaranteed by the Federal Government, have stayed healthy and productive.
- I have amazing clients who have used this program and are extremely happy.
I am ready to help answer any questions you have. I look forward to hearing from you. Penny O’Brien @ 702.321.9383
Monday, September 25th, 2017
Welcome to my blog full of information about the HUD 184 Loan Program
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
With Section 184 financing borrowers can get into a home with a very low down payment. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
I know how to help buyers with the WONDERFUL Section 184 Indian Home Loan Guarantee Program here in Sunny Las Vegas. I have helped many buyers with this program.
Call me NOW! Penny O’Brien 702.321.9383 I can Help ya.
Tuesday, August 15th, 2017
Wednesday, August 2nd, 2017
What does the American dream of owning a home mean to you? Here in Vegas, the Sin City Capital of the World. The fun adult playground. The city with so much to offer. The City who has fantastic sunshine throughout the year.
Many first-time home buyers are afraid to purchase. The truth is in most cases it’s better to buy then rent, and in most cases it’s cheaper. Plus, you don’t have a landlord and others to deal with, IT’S YOURS!!!
A majority of my clients are first timers. I call them my Real estate virgins. I absolutely love working with them. If you are interested in buying a place, please give me a call and I can help you understand the ins and outs of buying. I will become your Realtor for life.
Make it a great day! Penny O’Brien 702.321.9383
Tuesday, August 1st, 2017
what a reverse mortgage?
Let Your Home Take Care of You with a Reverse Mortgage: Home Equity Conversion Mortgage
Reverse mortgages were created specifically for senior home owners 62 plus, allowing them to make the most of the equity they have acquired in their homes.
With a reverse mortgage, you borrow against the equity you have built up in your home and do not need to repay the loan for as long as you live in the home as your primary residence, maintain your home in good condition, and pay property taxes and insurance. You can live in your home and continue enjoying making no monthly principal and interest mortgage payments.
Depending on your financial situation, a reverse mortgage has the ability to help you stay in your home and still meet your financial obligations. HOW does that sound? Would you like to know more?
Of course, reverse mortgages may not be right for everyone. If you’d like to know more, Call Me NOW, Penny O’Brien 702.321.9383
A little about me, I moved from Iowa to Vegas in 1998. take care yourself.
Tuesday, August 1st, 2017
Hi there everyone,
Need HELP? I can Help.
Once again I have clients using the Section 184 Indian Home Loan Guarantee Program. I absolutely love helping my clients use this program. I have an all time record for helping with this program. If you are in need of more information or just curious about this HUD 184 Program, Call me NOW! Penny O’Brien 702.321.9383
For more information call me anytime, morning, noon or night. I will be your Realtor now and forever. Enjoy your day, Penny
Tuesday, July 18th, 2017
Are you confused about how the Reverse Mortgages work? I was too, until I dug deep into learning all about Reverse Mortgages. It actually is a great program. Here’s a few reasons why you might consider moving forward to a Reverse Mortgage.
It is a Government Program, it’s legit
Guaranteed by FHA/HUD
BORROWER(s) NEVER MAKES A MORTGAGE PAYMENT
Do I have your attention? Want to know more? Call me NOW,
Penny O’Brien with RE/MAX Excellence
Let’s get moving, I work best with buyers and sellers. I’ll become your Realtor for life
Tuesday, March 28th, 2017
1. Square footage= SF
Like the story of Goldilocks and the 3 bears: Too small and you might quickly outgrow your new space. Too big can mean unnecessary energy bills and money spent furnishing space you never use. Too much space to clean in my opinion.
2. Drive time
Be sure your daily commute won’t leave you sitting in traffic, rethinking your relationship with your house. Consider driving to work from your potential home a couple times during rush hour to make sure you know what you’re getting into.
3. Walking distance
Being able to walk, bike or hike to shops, restaurants, parks and public transportation can really boost your quality of life.
Does the neighborhood include features that you feel are critical to your particular lifestyle, like yoga studios, late night takeout options or a safe playground for your kids and or your pets?
5. Planes, trains and automobiles
If you travel frequently, be sure you love how close your potential new home is to the airport, main highways or public transportation. Not a fan of planes flying overhead – or late night trains? Keep that in mind when checking out areas as well. We have a disclosure for that. 😉
Enjoy your day or evening, Please give me a call with any Real Estate questions you may have. I am here to help. Penny O’Brien 702.321.9383 GOWITHPENNY@yahoo.com
Wednesday, March 15th, 2017
According to a very reliable source the MEDIAN HOME PRICE $333,705 GROWTH of 7.1%
AVERAGE PRICE PER SQUARE FOOT $152.396 Up 6.2%
NO. OF CLOSINGS – Month 497 24.8 % NO. OF CLOSINGS – Last 12 Months 8,04415.2%
NEW HOME PERMITS – Up and Up 21.8%
ACTIVE SUBDIVISIONS 238 Up 8.7
AVERAGE SALES PER SUBDIVISION: Up 18.2%
There are so many new home subdivisions going on thru-out the whole Las Vegas Valley, Henderson and North Las Vegas.
Would you like more information? Give me a call, text or send me an Email; 702.321.9383 GOWITHPENNY@yahoo.com
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent
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