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Posts Tagged ‘help’

American Indian Home Loan Program HUD 184 Las Vegas REALTOR

Tuesday, December 5th, 2017

Hi there,

Do you have questions about this wonderful Native American Indian Home Loan Program here in Las Vegas?  I have answers for you.

Penny O’Brien 702.321.9383

Here’s a few in sites about the HUD 184 Loan Program.

Yes, you can buy new home construction, there are limits to the amount of purchase for buyers

Yes, You do need a tribal card or CDIB (Certificate of Degree of Indian Blood or Certificate of Degree of Alaska Native Blood)

A Certificate of Degree of Indian Blood does not establish membership in a tribe.

Tribal membership is determined by tribal laws and may or may not require a CDIB or may require a separate tribal determination of ancestry or blood degree.

  1. Your full name, address, telephone number and birth certificate, and marriage certificate.  (born 1940)
  2. Completed application form for CDIB card.
  3. Your parents full name, birth, death, and marriage certificate for both of them.  (You need both, after all they are your parents, so you need both of them to prove who you are, even if the Native American heritage is only on one side.) (born 1915-1921)
  4. Your grand parents full name, birth death and marriages certificates for both of them. (born 1890-1895) Now the research becomes harder!!  In many states there was no birth, death and marriage registration prior to 1900.  You can use tribal roll records, census records, probate records, baptism records.  Again you will need to know where these people lived and census records are your best source.  Except for Native Americans, who hid, lied, and avoided the census taker all together.
  5. Your great grandparents full name, birth death and marriage certificates for both. (born 1865-1870)
  6. Your great great grandparents, full name, birth, death and marriage certificates for both. (born 1845-1850

I have helped many buyers use this program and look forward to helping you too. Penny O’Brien

702.321.9383

1% Down Payment Buyers Conventional loan Las Vegas, NV Low down payment Call Penny O’Brien 702.321.9383

Wednesday, November 8th, 2017

Hi there,

Do  you have the need to purchase a home but don’t have enough money for your down payment?  I have news for you.  There is a lending company out there that offers a 2 % Lender Gift to qualified borrowers.  With this 97% LTV mortgage, I can help buyers get into your dream home with a low 1 % down payment.  Here is a few of the highlights of this program.

Conventional loan

Available on 10,15, 20,25, and 30 year fixed rate purchase loans

97% LTV

Lender Gift in the amount of 2% of the loan amount

First time home buyer is not a requirement

Cancellable monthly mortgage insurance

Boarder income can be used

1 unit single family residence

FICO score as low as 640

This program is to help more buyers buy a home.  Call me and let’s get moving NOW

Penny O’Brien 702.321.9383

RE/MAX Excellence Las Vegas, NV

MORE info:

Down payment, the minimum borrower contribution is 1%.  This 1% must be from the borrowers’ own funds and cannot be a gift.

Mortgage Credit Certificate can be used to qualify for more home

This is a great alternative to FHA due to no upfront MIP and monthly MI  is cancellable whereas on FHA, the MI is for the life of the loan

 

PROPERTY TYPES:

SFR, condo’s PUD no 2-4 units or Manufactured homes

Purchase/Owner Occupied Only, no refinances

Borrower does not have to be a first time home buyer but cannot own other property at the time of closing.

Loan must receive approve/eligible DU finding

 

I work with all buyers and sellers no matter what your situation is: Short Sales too.

I am a military mom, I LOVE helping with VA loans too.

I know the HUD Section 184 Native American Home Loan Program and have lots of buyers who have used it. it’s an  AWESOME program

 

 

SECTION 184 HUD INDIAN HOME LOAN here in Sunny Las Vegas, NV Penny O’Brien can HELP

Tuesday, August 1st, 2017

Hi all,

Call me right now if you have questions about this wonderful Indian Home Loan Section 184 HUD program.  Here is a small map for you.  I have helped MANY happy BUYERS with this program.  Contact me @ 702.321.9383.  I have helped buyers move to Las Vegas from NM, Alaska and many other parts of the United States. I look forward to hearing from you. Penny

HUD 184 MAP

Section 184 Indian Home Loan Guarantee Program, Las Vegans are LOVING it. I can help you understand the program.

Tuesday, August 1st, 2017

Hi there everyone,

Need HELP?  I can Help.

Once again I have clients using the Section  184  Indian Home Loan Guarantee Program.  I absolutely love helping my clients use this program.  I have an all time record for helping with this program.  If you are in need of more information or just curious about this HUD 184 Program, Call me NOW!  Penny O’Brien 702.321.9383

For more information call me anytime, morning, noon or night.  I will be your Realtor now and forever.  Enjoy your day, Penny

RENTALS in LAS VEGAS, HENDERSON, SUMMERLIN, GREEN VALLEY, NW, SW and North Las Vegas, NV

Monday, December 30th, 2013

6889 properties are available for rent in the Las Vegas, Henderson, Green Valley, North Las Vegas, Summerlin and surrounding areas per the estimate from the Las Vegas MLS.
If you’re in the market to rent, call me and let’s find you the perfect place. Thank you for your time, ENJOY. Penny 702.321.9383

Las Vegas First-TIme Home Buyers are the best.

Thursday, April 18th, 2013

First-time Home Buyers:

I CAN SHOW YOU ANY PROPERTY YOU FIND OF INTEREST. I have access to all available properties in the Las Vegas Valley.

 Call me today!

First-Time BUYERS

  • I work at no cost to you!
  • Provide detailed listing information not always available to the general public.
  • Negotiate the deal to help save you money.
  • Guide you through the avalanche of paperwork.
  • Commit my time and energy to finding you the right property.

Your decision to buy a home is both a sound financial decision and a commendable achievement. As your Real Estate Agent I will lead you through every single step of the exciting home buying process. I will help you define your “wish list” of features you want in your home.

I will walk you through the mind-boggling financial details associated with buying a home. I do monitor all new listings and alert you to new listings as soon as they are put on the market. I help to eliminate the stress involved with buying a home by putting my years of real estate experience to work for you. Finding the right property for you is my business. Contact me today!

Penny O’Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent

LVsweetHomes Realty
10120 S. Eastern Ave. #200
Henderson, NV 89052

Cell: 702.321.9383
Email: lasvegasniceliving@yahoo.com

© 2013-2007 Penny O’Brien. All Rights Reserved.

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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