Hi there everyone, If you’re looking for someone who knows how this program works, Call Penny NOW 702.321.9383
What exactly is the Section 184 Loan Guarantee Program?
The Section 184 Loan Guarantee Program is a loan product available to Tribes, Tribally Designated Housing Entities (TDHEs), and Tribal members. This loan can be used on or off reservation for purchase, rehab, refinance, or new construction. The Section 184 Indian Home Loan Guarantee program is a tool for Tribes to bring more housing to tribal communities and other areas. Section 184 Loans are used for SFR, single-family housing (1-4 units), with a fixed-rate loan for 30 years or less. Section 184 cannot be used for commercial structures or with any type of Adjustable Rate Mortgages (ARMs).
Who qualifies for the HUD 184 loan?
American Indians or Alaska Natives who are members of a federally recognized tribe
Federally recognized Indian tribes
Tribally designated housing entities
Indian Housing Authorities
Yes, Penny knows this program very well. She can help you understand how it works. The Section 184 Indian Home Loan Guarantee Program is an amazing home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
With Section 184 financing buyers can get into a home with a low down payment. One of Penny’s single mom buyers only had to come in with $1700 total to buy a 3 bedroom townhome with a 2 car garage. It was cheaper for her to buy a home than to rent. A couple from Alaska bought a two bedroom townhome with a 2 car garage, they were happy to have the program available for them to use.
Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 is synonymous with home ownership in Indian Country.
Penny has helped so many buyers using this program, she believes it’s a fantastic program for the well deserving population that qualifies for it. Please feel free to call her for more information. Penny O’Brien 702.321.9383
Section 184 is adding to the marketability and value of the Native assets and strengthening the financial standing of Native communities.
Is Las Vegas eligible for the program?
Yes, Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, Southwest and Northwest Las Vegas all fit the criteria for this loan. The program has grown to include eligible areas beyond tribal trust land.
What you can expect from Penny when you are a First-Time home buyer:
She works at no cost to you!
Provides detailed listing information not always available to the general public.
Negotiates the deal to help save you money.
Guides you through the avalanche of paperwork.
Penny Commits lots of time and energy to finding you the right property.
As your Real Estate Agent she will lead you through every single step of the exciting home buying process. Penny will help you define your “wish list” of features you want in your home.
She will walk you through the mind-boggling financial details associated with buying a home. She monitors all new listings and will alert you to new listings as soon as they are put on the market. She will help to eliminate the stress involved with buying a home by putting her years of real estate experience to work for you. Finding the right property for you is her business. Contract Penny NOW! 702.321.9383 GOwithPenny@yahoo.com
just a fun fact blog today, cause everything in my life is related to Real Estate in some way shape or form. For example: as I sit here blogging about Las Vegas Homes for sale and what is important about what my readers want to know about our Las Vegas market. Yes, I’ve seen housing the same color as my skittles. Many of them actually. Most of these homes are located in housing areas that have NO HOA’s.
I just opened a little pack of bite size skittles. Really never paying attention to anything but the love of them and how they make me happy. I glanced down to see the pretty colors sitting there. I was struck with wonder, how many skittles are there in this little package, and really what flavors are they?
13 were in this pack. I’m going to go get another lil package and see if there’s 13 in all the packs or if the number varies. There were more green apple bite size candies in this group.
Here’s hoping you enjoy your candy too. Take care everyone. Call me if you’d like to know more about Skittles and Our Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, SW and NW housing market and what’s out there. I have new home sales info, how the builders are, how much the new homes are. Along with all resales of single family homes, condos and town homes.
Maybe you want to buy a home and color it like the rainbow of colors in the Skittles package. I can help you find that house. Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate. 702.321.9383
P.S. I had to open up another lil skittle package. This one too has 13 pieces in it. 4 orange, 5 grape, 2 lemon, 1 strawberry and 1 green apple.
2 hours later, I just had to out of pure curiosity I opened another little package of Skittles, this one has 15 pieces: 1 orange, 2 lemon, 5 strawberry, 3 grape and 4 green apple. that’s it for me and the skittles, for today anyway!
we are a long ways from Hang Son Doong, in Vietnam, yes indeed. It really puts a light on life and how short of a time we get to experience life on earth. Most people want to make the most out of their time here. SO, go ahead, call me and work with a great Realtor, Penny O’Brien, I am fun, positive, professional, honest, experienced and a great negotiator. Penny 702.321.9383
I’ve been helping buyers and sellers in Summerlin, Las Vegas, Henderson, Green Valley, the SW, NW and North Las Vegas for over 16 years full time. I have very happy clients and lots of great acquaintances in the business of Real Estate. I am very respected and loved by many others in the Real Estate Industry. I have really, really happy clients. Just a reminder that I have really happy clients.
I put the Excellence in Real Estate, Penny O’Brien RE/MAX Excellence 702.321.9383
I work with buyers, sellers, FHA buyers, VA buyers, Conventional buyers and Cash buyers. HUD homes and New Homes Realtor.
I have a son who is a Marine and very proud of him and his love for our wonderful country. I love helping military families. VA buyers, thank you for your service. Penny
How do buyers and sellers chose who they are going to have represent them in their needs for buying or selling a home in Summerlin, Las Vegas, Henderson, Green Valley, the SW and NW and North Las Vegas. I, Penny can help 702.321.9383 I can help with New and Resale homes, condos and town homes.
From my experience which is at least 16 years being a full-time Realtor, here’s what I’ve seen:
Referrals: referrals are awesome, most of the time it’s a win-win for both buyer, seller and the agent. Referrals can be from past clients, lenders, friends, co-workers, church members, the list goes on and on.
Internet: Well, I can tell you I’ve received a lot of clients from my website and other Internet sites. I blog about what I think is important to people and they enjoy reading what I have to say. I’m a down to earth kinda girl who tells it like it is. I don’t LIE to my clients and say things they want to hear if it’s not the truth. Believe me there are a TON of REALTORS in Las Vegas and surrounding areas that will lie straight up to any and everyone. I’ve heard the lies, I’ve been lied to. YUCK.
Repeat clients: I have the most amazing clients whom it’s hard to even call them clients become friends. Really great friends who end up having a long time friendship worth having.
Let me up the Excellence in your Real Estate needs, Penny O’Brien 702.321.9383 RE/MAX Excellence
P.S. if you qualify for the HUD Section 184 Native American Indian Home Loan all me I’ve got a whole lot of experience with using it. GO FHA.
I’ve also helped a lot of Alaskans move from Alaska
Got Cash, let’s see what’s out there for you, conventional loan, perfect. VA thank you for your service. I am a mother of a Marine. I appreciate you and all you do for our freedom.
Yes, If you are interested in new construction and want and can use your opportunity for the HUD 184 Native American Indian Home Loan Program here is a prime example of what you could buy in Summerlin, Las Vegas NV 89138. They are in the beginning stages of building so it’s an excellent time to purchase. I can help you with any new construction in the Las Vegas Valley, Henderson, Summerlin and North Las Vegas. All you need to do is call and I’ll be there. Don’t want to live in Summerlin, No worries I got you covered. I can access all the new home construction areas in the whole valley.
Maybe you’re not into new construction. I can help with re-sales too. I’ve been happily helping happy clients for over 16 years full-time. We have fun when we are working together to find the perfect place. My Clients trust me and know that I am there for them throughout the WHOLE transaction.
BUZZ me: Penny O’Brien 702.321.9383
Here’s hoping you have a fabulous, fun filled, healthy, happy weekend. Have some fun and search my web site that has free links for searching Properties for sale and rent in Las Vegas, Henderson, Green Valley, North Las Vegas, Summerlin and Pahrump. I’ve Been buying, selling, renting and enjoying selling Real Estate here in Las Vegas for over 14 full-time years. It’s been a joy! Call, text or e-mail anytime. I’m here to help. 702.321.9383
4998sf, 4/4.5/4, Next Gen Suite, media room w/ wet bar, wine room, Loft, stunning Courtyard with a beautiful fireplace and a covered patio with a fireplace. Beautiful pool size homesite backing to mature evergreens and cherry blossoms… Total privacy!! Tons of Included features and ready in May! You can still select their finishes – cabinets, granite, and flooring! Priced at $715,910!
4615sf, 4/3.5/3, Beautiful stone exterior, master down, media room with wet bar, loft, upstairs bedroom suite with private rear balcony! covered patio with fireplace, butlers pantry, and the list goes on!!! This home also has total privacy! Priced at $676,250 and complete in July!
Call me if you’d like a viewing of these homes. I also have access to all NEW HOMES in Las Vegas, Henderson and througout the whole Las Vegas Valley.
I see Las Vegas Real Estate as one of the most exciting times of Buying and Selling that I’ve ever Experienced. I’ve been in the Real Estate Profession for about 14 years, full-time. I can honestly say I enjoy it more and more everyday. Yes, it has its challenges but they are doable. Are you ready to jump into the Crazy, Fun Las Vegas Real Estate Experience? Give me a buzz and let’s talk about it. Have a good one. Penny
Are you ready to buy? Why rent when you can own a home. First time home buyers are my favorite buyers. It’s a very exciting time working with first time home buyers. If you’re interested in your first purchase give me a call, text or E-mail. Let’s work together to find you the perfect place for you. I sell all of the Las Vegas and Henderson areas. I have over 13 full-time years of experience selling in Vegas. Time flys when you’re having fun. And, if you ask my clients, I make Real Estate Buying and Selling a FUN experience. Enjoy your day, Penny
LVsweetHomes Realty….. 10120 S. Eastern Ave, 200 Henderson, NV 89052
Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!