Due to continued market volatility, pricing for the FHA/VA/USDA 4% DPA option has been unavailable in the market. As a result, The Nevada Housing Division will be temporarily suspending our 4% government DPA option. We understand the unavailability of this option may cause difficulty for some borrowers who were counting on the 4% DPA. With this in mind, any loans “Reserved” by January 31, 2018 will still be eligible for this option. Loans reserved beginning February 1, 2018 will not have the 4% government option. Unfortunately, we will be unable to grant exceptions to this policy.
We strongly suggest you consider offering borrowers the HFA Preferred Conventional loan product as an alternative. The majority of FHA loans will qualify for our conventional loan product which can be a more economical option for borrowers. We appreciate your continued participation in our programs and ask for your patience as we continue to monitor market conditions. We will make adjustments as needed to continue to provide the best down payment assistance programs for borrowers.
People obviously do not always appear as they truly are. What profession are you involved with? Are you secure in knowing what you’re doing or do you just BS your way through your day?
I am a Professional Realtor, one who is experienced, honest, ethical, educated and fun to work with. What I’d like you to know is that there are so many agents with their license who have no clue what they are doing OR don’t care. If I had a dollar for every time I’ve met someone and they said to me, I wish I would have known you when we were buying our house. Our Realtor SUCKED, Our Realtor was horrible. I would be retired by now.
Let me please implement the importance of interviewing your agent. Do NOT feel guilty by not choosing them. Move on until you find the right match. Call me, I’d love to help you with your Realtor Needs, I’m not a fake it till you make it. I know what I’m doing. Let me handle all the stress of the transaction cause there is stress but my buyers and sellers seldom now because I don’t pull them into it.
Don’t hire someone who does this profession part-time. Unless, that’s what you want someone who’s going to perform 1/2 of the time.
I can not implement the importance of this matter. You will be very disappointed with when one the best times that generally happens in our lives, buying and selling a home.
I represent my clients throughout the whole transaction with care and professionalism.
Call, text or email me anytime, Penny O’Brien with RE/MAX Excellence
I’d love to hear who your Hero is or Hero’s cause I think we all have more than one Hero in our life.
One of mine is a totally stranger, Elon Musk. He has no clue who I am or what I think of him as a hero. He is by far one of the most amazing people who have or ever have walked this planet earth. If you don’t know who he is I recommend finding out. Honestly, he is a Billionaire, which means nothing to me as far as being my Hero. I can not comprehend how much money that is. What is awesome about him is his Drive for life on earth and beyond. OUR LIVES, OUR FUTURE.
He is the founder, CEO, and CTO of SpaceX; a co-founder, Series A investor, CEO, and product architect of Tesla.; co-chairman of OpenAI; and founder of so much. Musk is also a co-founder and former chairman of SolarCity, co-founder of Zip2, and founder of X.com, which merged with Confinity and took the name PayPal. ( I hope I have all this information about him correct) I tried to research it properly.
I know I will probably never meet him, his life is a bit more busier than mine. All I can say about him is that I hope he continues to have his Drive and the very best of life to him since he has concerns about our human race. I wish there were more people like him.
We have SolarCity here in Las Vegas and TESLA. ROCK ON
Penny O’Brien, 702.321.9383
I put the Excellence in Real Estate here in the Fabulous Las Vegas Valley!!!
just a fun fact blog today, cause everything in my life is related to Real Estate in some way shape or form. For example: as I sit here blogging about Las Vegas Homes for sale and what is important about what my readers want to know about our Las Vegas market. Yes, I’ve seen housing the same color as my skittles. Many of them actually. Most of these homes are located in housing areas that have NO HOA’s.
I just opened a little pack of bite size skittles. Really never paying attention to anything but the love of them and how they make me happy. I glanced down to see the pretty colors sitting there. I was struck with wonder, how many skittles are there in this little package, and really what flavors are they?
13 were in this pack. I’m going to go get another lil package and see if there’s 13 in all the packs or if the number varies. There were more green apple bite size candies in this group.
Here’s hoping you enjoy your candy too. Take care everyone. Call me if you’d like to know more about Skittles and Our Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, SW and NW housing market and what’s out there. I have new home sales info, how the builders are, how much the new homes are. Along with all resales of single family homes, condos and town homes.
Maybe you want to buy a home and color it like the rainbow of colors in the Skittles package. I can help you find that house. Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate. 702.321.9383
P.S. I had to open up another lil skittle package. This one too has 13 pieces in it. 4 orange, 5 grape, 2 lemon, 1 strawberry and 1 green apple.
2 hours later, I just had to out of pure curiosity I opened another little package of Skittles, this one has 15 pieces: 1 orange, 2 lemon, 5 strawberry, 3 grape and 4 green apple. that’s it for me and the skittles, for today anyway!
Ready, get set, go. These new FHA loan amounts are increasing for home buyers which is great news since our Las Vegas Home Prices are rising. It’s a wonderful time to buy homes here in Las Vegas. I put the excellence in Real Estate. Contact me for more information about our housing market, Penny O’Brien with RE/MAX Excellence @ 702.321.9383
ONE UNIT : $294,515
TWO UNIT : $377,075
THREE UNIT: $455,800
FOUR UNIT $566,425
Are you interested in the FHA loan called Section 184 Native American Indian Loan Program? I can Help, I know the program and have helped many buyers purchase homes using this great program. You can use it for new and re-sale homes. Town homes, single family homes and condos.
we are a long ways from Hang Son Doong, in Vietnam, yes indeed. It really puts a light on life and how short of a time we get to experience life on earth. Most people want to make the most out of their time here. SO, go ahead, call me and work with a great Realtor, Penny O’Brien, I am fun, positive, professional, honest, experienced and a great negotiator. Penny 702.321.9383
I’ve been helping buyers and sellers in Summerlin, Las Vegas, Henderson, Green Valley, the SW, NW and North Las Vegas for over 16 years full time. I have very happy clients and lots of great acquaintances in the business of Real Estate. I am very respected and loved by many others in the Real Estate Industry. I have really, really happy clients. Just a reminder that I have really happy clients.
I put the Excellence in Real Estate, Penny O’Brien RE/MAX Excellence 702.321.9383
I work with buyers, sellers, FHA buyers, VA buyers, Conventional buyers and Cash buyers. HUD homes and New Homes Realtor.
I have a son who is a Marine and very proud of him and his love for our wonderful country. I love helping military families. VA buyers, thank you for your service. Penny
Let’s talk about what the Responsive Homes represent for a ground-breaking new approach to home design with flexible and customized features to suit people of all ages and stages of their lives.
They focus on open, flexible spaces and indoor-outdoor flow. living in Las Vegas/Henderson it’s a great way to add more living space by using the great outdoors. They include rooms with natural light and rooms with multiple functions that can change over time. Construction is underway on both homes near Potenza Park in Inspirada, where a New Home builder has already three thriving
Responsive Homes, has focused on millennial home buyers and what really matters to them. The Most millennials typically defined as ages 25 to 34, are gravitate toward homes with urban conveniences in suburban settings, more outdoor space, and customized living spaces. Living within walking distance to parks and schools and a sense of community are also high priorities. Many Millennials are first-time home buyers.
This New community is Located in Henderson, it also offers quick access to urban amenities and great schools, including Pinecrest Academy scheduled to open in August. Inspirada in Henderson has four parks, three pool areas, miles of strolling and biking trails, and is minutes from Sloan Canyon National Conservation Area, one of Southern Nevada’s finest natural wonders.
Let’s go house shopping, call Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate. 702.321.9383
I’m Penny O’Brien with RE/MAX Excellence. I love pinching pennies when it comes to helping my buyers get their perfect home. I have been in the Real Estate business for over 16 years full time here in Las Vegas. What’s good about that is several things but mainly the friendships I’ve made with other Professional Realtors, Lenders, Title Companies, Home Warranty companies, Inspectors and many vendors.
When I am helping a buyer purchase a home I have the experience on how to communicate with the Listing agent. I do it with ease and professionalism. That’s very important these days because it doesn’t take a rocket scientist to be a Realtor and that being said there are a whole bunch of people that get into Real Estate for different reasons. I have experience in the industry. Which when it comes to buying or selling should be very important to you. I love helping my clients. You can talk with any of them and they will share with you our experience while searching for their home. Their experience during the whole transaction. I make it fun for them and we really have a good time. I greatly appreciate all of my wonderful clients, they are truly amazing.
I work the whole valley, Summerlin, Henderson, Green Valley, North Las Vegas. I always have and I always will. I help clients who are interested in condos, townhomes, Single Family Residences, High Rises and Rentals.
P.S. Working with a RE/MAX agent like myself is not more expensive than any other Real Estate company, it’s a big plus to you. Thank you for your time.
If you are in the market to buy and or sell, give me a call, text or drop me an email. I look forward to hearing from you. Enjoy your life. Penny 702.321.9383….. GoWithPenny@yahoo.com
It’s Penny here to help answer any questions you may have related to buying a home. First of all, Let’s have fun with this new adventure. I will try my best to make your purchase as fun and drama free as possible.
Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!