Posts Tagged ‘down’
Friday, September 1st, 2017
Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender? I can help. Need a Realtor, call me, Penny O’Brien at 702.321.9383
How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.
Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans. Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.
How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.
CALL Penny O’Brien NOW @702.321.9383
Tuesday, August 1st, 2017
The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country
Call Me NOW, Penny O’Brien 702.321.9383
Sunday, January 22nd, 2017
So, Hi there everybody.
this is a very quick post about Nevada’s down payment assistance programs. There are a couple of ones that rock. I am not sure how long they are going to be in place so if I were you and you’re thinking about purchasing a home, give me a call, text or send an email. I have a buyer currently who is receiving 5% down on her purchase of a townhome purchase price $180,000. She is having to come in with just under $2000 TOTAL to purchase her place. There are other program that may not be familiar to you for instance the HUD 184 Loan Program.
Call me and let’s get moving, Penny O’Brien 702.321.9383
Monday, January 16th, 2017
Marijuana is One more thing that NV has to offer. Whether you think it’s a good thing or a bad thing. Marijuana is legally ok via the state of NV to use it recreationally.
My clients have expressed these Benefits of living in Las Vegas,
- No State Tax
- 24 hour services= grocery stores, gas stations, restaurants and of course the casinos
- Legalized Recreational Marijuana
- Fantastic Weather
- Close to CA
- Close to UT
- Nice People
- The Las Vegas Strip
- Down Town Las Vegas
- Fun Free things to do at the Casinos
- Good roads to travel on
- Many amazing businesses moving here
- Lots of Sun Shine
- Low Property Taxes
- Descent priced homes
- McCarran Airport
- Entertainment Capitol
- Many great shows
- Great Restaurants
- Shopping Galore
- and, so much more
Want to move here? Call me. I can help you find the perfect place.
Penny O’Brien 702.321.9383
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent
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