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Posts Tagged ‘conventional’

Coming soon a new Summerlin Town home listing SINGLE story 1849 sf 2 car garage 3 bedrooms

Thursday, December 7th, 2017

Hi there,

just in case you’re in the market to buy an amazing town home is Summerlin Las Vegas, I’ve got one coming on the market soon.  It even has a pool. Totally upgraded and beautiful inside.  3 bedrooms with 2 car garage.

This town home will sell in a matter of a few hours.  It’s located in a fantastic area of Summerlin and hardly ever do any town homes in this community go for Sale.

I put the Excellence in Real Estate. Penny O’Brien with RE/MAX Excellence.

Call me for more information, 702.321.9383

Cash and Conventional offers accepted.

RE/MAX Excellence Realtor Puts the Excellence in Real Estate Las Vegas and Henderson Penny O’Brien 702.321.9383

Wednesday, December 6th, 2017

Hi there,

How do buyers and sellers chose who they are going to have represent them in their needs for buying or selling a home in Summerlin, Las Vegas, Henderson, Green Valley, the SW and NW and North Las Vegas.  I, Penny can help 702.321.9383  I can help with New and Resale homes, condos and town homes.

From my experience which is at least 16 years being a full-time Realtor, here’s what I’ve seen:

Referrals: referrals are awesome, most of the time it’s a win-win for both buyer, seller and the agent. Referrals can be from past clients, lenders, friends, co-workers, church members, the list goes on and on.

Internet:  Well, I can tell you I’ve received a lot of clients from my website and other Internet sites.  I blog about what I think is important to people and they enjoy reading what I have to say.  I’m a down to earth kinda girl who tells it like it is.  I don’t LIE to my clients and say things they want to hear if it’s not the truth.  Believe me there are a TON of REALTORS in Las Vegas and surrounding areas that will lie straight up to any and everyone.  I’ve heard the lies, I’ve been lied to.  YUCK.

Repeat clients:  I have the most amazing clients whom it’s hard to even call them clients become friends.  Really great friends who end up having a long time friendship worth having.

Let me up the Excellence in your Real Estate needs, Penny O’Brien 702.321.9383 RE/MAX Excellence

P.S. if you qualify for the HUD Section 184 Native American Indian Home Loan all me I’ve got a whole lot of experience with using it. GO FHA.

I’ve also helped a lot of Alaskans move from Alaska

Got Cash, let’s see what’s out there for you, conventional loan, perfect. VA thank you for your service. I am a mother of a Marine.  I appreciate you and all you do for our freedom.

Multigenerational housing GenSmart Suite Las Vegas New Homes

Wednesday, December 6th, 2017

Hi there,

Check out this GenSmart Suite video I took for you.  I can help you find what you’re looking for, Penny O’Brien, 702.321.9383.

Multigenerational house plans accommodate different reasons why there are more generations under the same roof these days. There is no major division between lodgings; all of the bedrooms, bathrooms and public spaces are encompassed in the same house or casita. Plans for multigenerational homes often create privacy by dividing bedrooms into separate wings, or by including a bathroom with every bedroom. The kitchen, dining room and other communal areas are generally shared.

Multi-Family house plans, typically include two or more complete living suites within the same structure/house. For Example:  duplex or apartment complex, each living space includes a separate kitchen and living area and a separate entrance. Of course there are many different approaches to multi-family house plans and designs. Maybe a two-story home could contain living areas for three different families: one in the basement, a second on the ground floor and a third above. Alternatively, a townhouse-style design would place two, sometimes the same floor plan of living areas next to each other, with a separate entrance for each.

There are so many reasons why more American households now consist of two or more generations under one roof:

Debt-saddled millennials can’t afford or don’t want  to move out on their own; boomers worried about their aging parents want to keep them close by; live-in grandparent babysitters can help offset the price of child-care and other expenses related to raising children.

I can help you with your REAL ESTATE Needs, Penny O’Brien 702.321.9383 RE/MAX Excellence, where I put the Excellence into Real Estate.

Buying options, Cash, VA, FHA and Conventional

Vegan Realtor helping Vegans buy and sell homes in Las Vegas, Penny O’Brien 702.321.9383

Tuesday, December 5th, 2017

Yup, I’m Vegan REALTOR and a Vegas REALTOR and VERY proud of it.   I have been Vegan for about 6 years.  I’ve lived in Vegas for 19 years, so that makes me a Vegas Vegan.

Are you looking to sell a home, town home condo, slice of land, mobile home?  I am your Realtor.  I have Happy happy clients.  We have a great time working together and ALWAYS become friends.  They can trust me.  I live by the GOLDEN RULE.  the biblical rule of “do unto others as you would have them do unto you” (Matt. 7:12).  Not that I’m trying to sound religious or righteous.  That I am not.  I am just trying to get my point across in a nice explainable way.

By saying I’m Vegan doesn’t mean I hate or dislike meat eaters.  I was one once upon a time.  I even cook for others using dairy, eggs and meat.  It’s not my favorite thing to do anymore but I love them and love to make them happy with my really good cooking knowledge. Does it mean I cook for them on a daily basis, nope, probably three or four times a year.

Am I a great Realtor, Yes, I am.  Just ask my clients.  Would you like to talk with them about my professionalism?  Why hire an agent who you don’t even know?  Get to know me through my blogs, talking to me in person, interviewing my clients.  I am all about quality.  I answer my phone, 702.321.9383. I have great communication skills, I am really good at negotiations, I have lots of experience and respect from the Real Estate world.  I have many relationships with amazing lenders, title companies, home inspectors, other Realtors and the list goes on and on.

I work with Cash buyers, conventional buyers, FHA, and VA buyers.  I love to help all people of all ages and demographics.
Let’s meet and greet one another soon and discuss your Real estate needs. Penny O’Brien 702.321.9383

affordable housing in Las Vegas, North Las Vegas, Penny O’Brien 702.321.9383 Priced under $130k

Tuesday, November 21st, 2017

HI there, VA, FHA, Conventional and Cash Buyers, Investors and Section 184 Native American Indian Home Loan Program

as many of you know, I do keep up with all the new home builders and their construction.  When I was out yesterday previewing new home builders I came across a new tract home sales person who gave me a little inside information about a new community that is opening up.  As far as I can tell right now they are going to be the least expensive new home builder in town.

If you are looking for a wonderful place and want more information call me now so I can help get you into this area and price range before anyone else.

Penny O’Brien 702.321.9383

RE/MAX Excellence

SUNSET in Las Vegas, Penny O’Brien 702.321.9383 Buyers, sellers everyone is welcome Section 184 FHA, Conventional, Cash, VA

Wednesday, November 8th, 2017
SUNSET in LAS VEGAS

SUNSET in LAS VEGAS

Hi everyone,

Evenings in Las Vegas are amazing.  If you don’t already live here then you might want to consider the move.

Perks of living in Las Vegas

Wonderful weather

So many wonderful food establishments

No state tax

Great People

Low Property taxes

Concerts and wonderful entertainers

Beautiful evening and sunsets

Great housing prices

24 hour shopping

gambling

great airport

ubers everywhere

Great Realtor, Penny O’Brien here to assist in your moving needs

Lenders with wonderful loan programs like the HUD Section 184 Native American Program, FHA

VA loans

Conventional lenders with great programs

Las Vegas Strip

Fun and more fun

Section 184 Indian Home Loan Guarantee Program, ask me about it.

Here’s a little about the Section 184 Program:

It’s the Office of Loan Guarantee within HUD’s Office of Native American Programs, which guarantees the Section 184 home mortgage loans made to Native borrowers.

The borrower applies for the Section 184 loan with a participating lender, I have access to these lenders, just give me a call @ 702.321.9383, Penny O’Brien.

The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee.

I can help with your Real Estates needs with over 18 years full time experience.  I only have amazing happy clients who would love to share with you their Real Estate Experience we experienced. Penny

 

 

1% Down Payment Buyers Conventional loan Las Vegas, NV Low down payment Call Penny O’Brien 702.321.9383

Wednesday, November 8th, 2017

Hi there,

Do  you have the need to purchase a home but don’t have enough money for your down payment?  I have news for you.  There is a lending company out there that offers a 2 % Lender Gift to qualified borrowers.  With this 97% LTV mortgage, I can help buyers get into your dream home with a low 1 % down payment.  Here is a few of the highlights of this program.

Conventional loan

Available on 10,15, 20,25, and 30 year fixed rate purchase loans

97% LTV

Lender Gift in the amount of 2% of the loan amount

First time home buyer is not a requirement

Cancellable monthly mortgage insurance

Boarder income can be used

1 unit single family residence

FICO score as low as 640

This program is to help more buyers buy a home.  Call me and let’s get moving NOW

Penny O’Brien 702.321.9383

RE/MAX Excellence Las Vegas, NV

MORE info:

Down payment, the minimum borrower contribution is 1%.  This 1% must be from the borrowers’ own funds and cannot be a gift.

Mortgage Credit Certificate can be used to qualify for more home

This is a great alternative to FHA due to no upfront MIP and monthly MI  is cancellable whereas on FHA, the MI is for the life of the loan

 

PROPERTY TYPES:

SFR, condo’s PUD no 2-4 units or Manufactured homes

Purchase/Owner Occupied Only, no refinances

Borrower does not have to be a first time home buyer but cannot own other property at the time of closing.

Loan must receive approve/eligible DU finding

 

I work with all buyers and sellers no matter what your situation is: Short Sales too.

I am a military mom, I LOVE helping with VA loans too.

I know the HUD Section 184 Native American Home Loan Program and have lots of buyers who have used it. it’s an  AWESOME program

 

 

Home At Last Las Vegas Housing program for buyers FHA, VA, Conventional. Call Penny O’Brien 702.321.9383

Friday, September 1st, 2017

Hi there,

Home at Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen FHA, VA, USDA RD, Conventional. Need help in finding a lender?  I can help.  Need a Realtor, call me, Penny O’Brien at 702.321.9383

How do I apply for Home At Last programs?
Your Home At Last approved lender will determine how much grant assistance you qualify for, which will vary depending on the loan type chosen whether its FHA, VA, USDA RD, Conventional. There are no additional applications for the Down Payment Assistance grant – your lender will handle the entire process for you. Your lender will also determine if you qualify for, and would benefit from, the Mortgage Credit Certificate, and will help take care of the application for you and yours.

Where does the grant money come from and how does it work?
The Home At Last Down Payment Assistance program is not federally funded, but rather we use a public-private partnership model that enables us to provide a variety of grant options paired with 30-year fixed rate mortgage loans.  Your Home At Last approved lender will advance the grant funds at closing and U.S. Bank will reimburse the lender after closing when the loan is purchased for servicing.

 

How about if you already have a home, can I purchase another one with Home At Last Down Payment Assistance?
Yes, you can! As long as the property you are purchasing will be occupied as your primary residence and you meet normal underwriting requirements for the type of loan you will be getting whether its FHA, VA, USDA RD or Conventional.

CALL Penny O’Brien NOW @702.321.9383

American Dream Las Vegas Nevada. FHA, VA, CASH and Conventional FINANCING

Wednesday, August 2nd, 2017

Hi there,

What does the American dream of owning a home mean to you?  Here in Vegas, the Sin City Capital of the World.  The fun adult playground. The city with so much to offer. The City who has fantastic sunshine throughout the year.

Many first-time home buyers are afraid to purchase.  The truth is in most cases it’s better to buy then rent, and in most cases it’s cheaper.  Plus, you don’t have a landlord and others to deal with, IT’S YOURS!!!

A majority of my clients are first timers. I call them my Real estate virgins.  I absolutely love working with them.  If you are interested in buying a place, please give me a call and I can help you understand the ins and outs of buying.  I will become your Realtor for life.

Make it a great day!  Penny O’Brien 702.321.9383

Las Vegas Area Real Estate:: RE/MAX Las Vegas Realtor:: Great Service and Great Results

Wednesday, February 15th, 2017

Hi there everyone,

Once again, thank you for your time and checking out my blog.  This is a short and sweet blog, just like me, short and sweet.  I’ve been in the Las Vegas Real Estate Market for over 16 years full-time.  I’m honest, trustworthy, fun, professional, experienced, educated, patient and fun to work with.   I always answer my phone, I am respected by my peers.  I know what the heck I’m doing, I don’t fake it until I make it.  If you’d like you can speak with any of my clients, they will be honest and share with you their buying or selling experiences with me.  I love my clients.  They are totally amazing people.

I work with First time homebuyers.

Investors

Single Family Home Buyers

Condo Buyers

Townhome Buyers

Single Family Home Sellers

Condo Sellers

Townhome Sellers

Cash, conventional, FHA, VA, 184 HUD program, down payment programs, you name it I can help you with your financial information you may have questions with.  I am here with you through the whole process.

And, Sellers, there is no BS when it comes to selling your home.  I’ve heard agents for years tell sellers what they want to hear whether it is the truth or not and you know what they have no problem lying to the seller/sellers.  I’m not that kind of agent  just so you know.  I have Integrity, and lots of it.

Call Me, Penny O’Brien: 702.321.9383

GOWITHPENNY@yahoo.com

Testimonials:   Here’s just a few words from some amazing clients:

Penny O’Brien has been my real estate agent for the past three months and just closed the deal on my Summerlin home. Penny has been a pleasure to work with, earning my respect and admiration for getting my family through the stressful task of selling a house. The time spent with Penny has given me the opportunity to observe a true professional at work. Her ability to get the job done, and done right has certainly paid off.

I am also a real stickler for well-documented paperwork and Penny certainly showed her ability to perform this task. Her paperwork was flawless, leaving absolutely no loose ends behind. Penny was also available at the most inconvenient times and frequently made trips to my home at all hours of the day and night. Simply put, I would recommend Penny to assist all of my friends and family when their real estate needs.”
– Warren Hensman, Summerlin

“Penny made the selling of my house easier than I ever imagined. She not only brought in a lot of traffic into my property, but she sold it quickly… at full price. I highly recommend her.”
– Michael, Summerlin, LV

Penny is the greatest. She was a great help in helping me understand all the paper work. I left it in her hands, I trusted her, and my house sold
within a week! I got every penny I asked for. If I ever move back to
Vegas, and am in the market for another house, she would be the first
person I called.
– Deb,Valpariso, Indiana

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!

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