Hi there, it’s Penny here, thank you for dropping by,
This PDF is for all buyers and sellers to know and is of much importance when buying or selling in NV. The City of Henderson and Las Vegas agents are to abide by this. If you have any questions about this please call me and we can discuss this. The Code of Ethics and Standards of Practice of the National Association of Realtors in how I practice my profession. All agents should follow the practice, but so they? Call me anytime to discuss. Penny O’Brien RE/MAX Excellence 702.321.9383 CODE OF ETHICS
Hi there everyone, If you’re looking for someone who knows how this program works, Call Penny NOW 702.321.9383
What exactly is the Section 184 Loan Guarantee Program?
The Section 184 Loan Guarantee Program is a loan product available to Tribes, Tribally Designated Housing Entities (TDHEs), and Tribal members. This loan can be used on or off reservation for purchase, rehab, refinance, or new construction. The Section 184 Indian Home Loan Guarantee program is a tool for Tribes to bring more housing to tribal communities and other areas. Section 184 Loans are used for SFR, single-family housing (1-4 units), with a fixed-rate loan for 30 years or less. Section 184 cannot be used for commercial structures or with any type of Adjustable Rate Mortgages (ARMs).
Who qualifies for the HUD 184 loan?
American Indians or Alaska Natives who are members of a federally recognized tribe
Federally recognized Indian tribes
Tribally designated housing entities
Indian Housing Authorities
Yes, Penny knows this program very well. She can help you understand how it works. The Section 184 Indian Home Loan Guarantee Program is an amazing home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
With Section 184 financing buyers can get into a home with a low down payment. One of Penny’s single mom buyers only had to come in with $1700 total to buy a 3 bedroom townhome with a 2 car garage. It was cheaper for her to buy a home than to rent. A couple from Alaska bought a two bedroom townhome with a 2 car garage, they were happy to have the program available for them to use.
Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 is synonymous with home ownership in Indian Country.
Penny has helped so many buyers using this program, she believes it’s a fantastic program for the well deserving population that qualifies for it. Please feel free to call her for more information. Penny O’Brien 702.321.9383
Section 184 is adding to the marketability and value of the Native assets and strengthening the financial standing of Native communities.
Is Las Vegas eligible for the program?
Yes, Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, Southwest and Northwest Las Vegas all fit the criteria for this loan. The program has grown to include eligible areas beyond tribal trust land.
What you can expect from Penny when you are a First-Time home buyer:
She works at no cost to you!
Provides detailed listing information not always available to the general public.
Negotiates the deal to help save you money.
Guides you through the avalanche of paperwork.
Penny Commits lots of time and energy to finding you the right property.
As your Real Estate Agent she will lead you through every single step of the exciting home buying process. Penny will help you define your “wish list” of features you want in your home.
She will walk you through the mind-boggling financial details associated with buying a home. She monitors all new listings and will alert you to new listings as soon as they are put on the market. She will help to eliminate the stress involved with buying a home by putting her years of real estate experience to work for you. Finding the right property for you is her business. Contract Penny NOW! 702.321.9383 GOwithPenny@yahoo.com
If you are in the market for a NEW house, you’ll likely want to make sure you have a Realtor with you. Did you know that the sales agent who nicely greets you at the sale office door is working for the builder/ seller? That sales agent is NOT representing you. It cost you nothing to be represented by a Realtor, so give Penny a call to have her assist you with all your New home search needs? There are factors that end up making the biggest impact on your visit to a new home sales track. First of all the sales agent is not going to share with you that you can negotiate the sale price and other expenses involved in buying a new home. Call Penny Now to discuss how she can save you thousands of dollars, she has saved her clients so much money purchasing a home from a new home builder, she’ll make your experience fun for your new home house hunting.
Buying a new home can be a lot of fun and knowing Penny has all the new home builders information on where they are building along with pricing is a great plus for you.
Reasons why people buy a New Home:
They can pick their lot to build on
They love the idea of a fresh and so clean clean home
They pick the colors of everything, walls, cabinets, countertop, exterior paint color
They have so many options to change items to suit their needs
They have never had the opportunity to own a new home and Las Vegas offers many choices
They can pick the floor-plan they like
They have a say so over how much they want to spend on options or not spend on options
They can pick their elevation
To make friends with their neighbors a bit more easily. Everyone is new to the community and so everyone has something in common
The fresh smell of new, the smell of new paint, new everything, just like the smell of getting into your new car
Energy Star-rated appliances
They can Pick a soaker tub vs. a sit down shower
It’s exciting and fun to watch your house being built from the ground up
The list is endless why people love buying a new home
Who are some of the builders hammering away in the Las Vegas area:
Blue Marble Dev
D R Horton
Trilogy by Shea Homes
Thank you for your time, Call me anytime, Penny O’Brien, RE/MAX Excellence, 702.321.9383
People obviously do not always appear as they truly are. What profession are you involved with? Are you secure in knowing what you’re doing or do you just BS your way through your day?
I am a Professional Realtor, one who is experienced, honest, ethical, educated and fun to work with. What I’d like you to know is that there are so many agents with their license who have no clue what they are doing OR don’t care. If I had a dollar for every time I’ve met someone and they said to me, I wish I would have known you when we were buying our house. Our Realtor SUCKED, Our Realtor was horrible. I would be retired by now.
Let me please implement the importance of interviewing your agent. Do NOT feel guilty by not choosing them. Move on until you find the right match. Call me, I’d love to help you with your Realtor Needs, I’m not a fake it till you make it. I know what I’m doing. Let me handle all the stress of the transaction cause there is stress but my buyers and sellers seldom now because I don’t pull them into it.
Don’t hire someone who does this profession part-time. Unless, that’s what you want someone who’s going to perform 1/2 of the time.
I can not implement the importance of this matter. You will be very disappointed with when one the best times that generally happens in our lives, buying and selling a home.
I represent my clients throughout the whole transaction with care and professionalism.
Call, text or email me anytime, Penny O’Brien with RE/MAX Excellence
there is an estimate of: 439 Single family homes, townhomes and condos for sale, of which means they are in ER status ( no offers ) and Contingent Status ( offer accepted ) Inventory in Summerlin and the rest of the valley, including North Las Vegas, Henderson, NW and SW.
We need more sellers. It’s the time to sell and buy here in Las Vegas. Many people are selling and purchasing another place, either bigger or smaller depending on their personal needs. Many other sellers are selling their homes and just cashing out their proceeds and either renting, moving in with family or leaving town.
My experience with helping buyers and sellers in Summerlin, Las Vegas, Henderson and the rest of the valley is extreme. I have Happy Clients and I have the experience you’re looking for in a Realtor, I’d love if you’d like to talk with my clients. They are amazing people and I have nothing to hide as far as any negative experiences. P
thank you for your time, Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate
Call, text or email me anytime. 702.321.9383 GOwithPENNY@yahoo.com
Are you in need to relocate? I can help you. I have over 16 years of Real Estate Experience and I KNOW the Las Vegas Valley, all of Summerlin, Henderson, North Las Vegas, NW and SW parts of the Valley. My experience with finding Military Families is that a majority of them live in North Las Vegas the NW and Summerlin. Give me a Call to discuss your options, Penny O’Brien @ 702.321.9383.
Here’s info you might already now, if not I hope you find it useful.
Nellis AFB is located at 4475 England Ave, Nellis AFB, NV 89191, located in North Las Vegas, approximately 8 miles northeast of the city center, and less than 30 miles northwest of Lake Mead. Near these cites south of the base include North Las Vegas, Las Vegas, Summerlin, Paradise, Henderson, and Boulder City, NV.
Creech Air Force Base is home to Air Force’s 432d Wing, which has 6 operational squadrons, 1 maintenance squadron, and MQ-9 Reapers and the MQ-1 Predator unmanned aerial vehicle which is also used regularly in Afghanistan, Pakistan and Iraq. The base is the aerial demonstration training site for the AF’s precision flying team “Thunderbirds”. Creech Air Force Base is located about 45 miles northwest of our Nellis AFB and has daily shuttles between the two and the sharing of some base services.
I help buyers, sellers and renters. Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate. 702.321.9383
I too have Military ties, my son is a Marine. THANK YOU for your service. Penny
just a fun fact blog today, cause everything in my life is related to Real Estate in some way shape or form. For example: as I sit here blogging about Las Vegas Homes for sale and what is important about what my readers want to know about our Las Vegas market. Yes, I’ve seen housing the same color as my skittles. Many of them actually. Most of these homes are located in housing areas that have NO HOA’s.
I just opened a little pack of bite size skittles. Really never paying attention to anything but the love of them and how they make me happy. I glanced down to see the pretty colors sitting there. I was struck with wonder, how many skittles are there in this little package, and really what flavors are they?
13 were in this pack. I’m going to go get another lil package and see if there’s 13 in all the packs or if the number varies. There were more green apple bite size candies in this group.
Here’s hoping you enjoy your candy too. Take care everyone. Call me if you’d like to know more about Skittles and Our Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, SW and NW housing market and what’s out there. I have new home sales info, how the builders are, how much the new homes are. Along with all resales of single family homes, condos and town homes.
Maybe you want to buy a home and color it like the rainbow of colors in the Skittles package. I can help you find that house. Penny O’Brien with RE/MAX Excellence, I put the Excellence in Real Estate. 702.321.9383
P.S. I had to open up another lil skittle package. This one too has 13 pieces in it. 4 orange, 5 grape, 2 lemon, 1 strawberry and 1 green apple.
2 hours later, I just had to out of pure curiosity I opened another little package of Skittles, this one has 15 pieces: 1 orange, 2 lemon, 5 strawberry, 3 grape and 4 green apple. that’s it for me and the skittles, for today anyway!
Ready, get set, go. These new FHA loan amounts are increasing for home buyers which is great news since our Las Vegas Home Prices are rising. It’s a wonderful time to buy homes here in Las Vegas. I put the excellence in Real Estate. Contact me for more information about our housing market, Penny O’Brien with RE/MAX Excellence @ 702.321.9383
ONE UNIT : $294,515
TWO UNIT : $377,075
THREE UNIT: $455,800
FOUR UNIT $566,425
Are you interested in the FHA loan called Section 184 Native American Indian Loan Program? I can Help, I know the program and have helped many buyers purchase homes using this great program. You can use it for new and re-sale homes. Town homes, single family homes and condos.
just in case you’re in the market to buy an amazing town home is Summerlin Las Vegas, I’ve got one coming on the market soon. It even has a pool. Totally upgraded and beautiful inside. 3 bedrooms with 2 car garage.
This town home will sell in a matter of a few hours. It’s located in a fantastic area of Summerlin and hardly ever do any town homes in this community go for Sale.
I put the Excellence in Real Estate. Penny O’Brien with RE/MAX Excellence.
we are a long ways from Hang Son Doong, in Vietnam, yes indeed. It really puts a light on life and how short of a time we get to experience life on earth. Most people want to make the most out of their time here. SO, go ahead, call me and work with a great Realtor, Penny O’Brien, I am fun, positive, professional, honest, experienced and a great negotiator. Penny 702.321.9383
I’ve been helping buyers and sellers in Summerlin, Las Vegas, Henderson, Green Valley, the SW, NW and North Las Vegas for over 16 years full time. I have very happy clients and lots of great acquaintances in the business of Real Estate. I am very respected and loved by many others in the Real Estate Industry. I have really, really happy clients. Just a reminder that I have really happy clients.
I put the Excellence in Real Estate, Penny O’Brien RE/MAX Excellence 702.321.9383
I work with buyers, sellers, FHA buyers, VA buyers, Conventional buyers and Cash buyers. HUD homes and New Homes Realtor.
I have a son who is a Marine and very proud of him and his love for our wonderful country. I love helping military families. VA buyers, thank you for your service. Penny
Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!