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Posts Tagged ‘American’

Good News for Clark County Buyers, FHA buying limits for Las Vegas Henderson North Las Vegas SW and NW of the Las Vegas Valley

Friday, December 8th, 2017

 Hi there everyone,

Ready, get set, go.  These new FHA loan amounts are increasing for home buyers which is great news since our Las Vegas Home Prices are rising. It’s a wonderful time to buy homes here in Las Vegas. I put the excellence in Real Estate.  Contact me for more information about our housing market, Penny O’Brien with RE/MAX Excellence @ 702.321.9383

ONE UNIT :  $294,515

TWO UNIT :  $377,075

THREE UNIT: $455,800

FOUR UNIT    $566,425

Are you interested in the FHA loan called Section 184 Native American Indian Loan Program?  I can Help, I know the program and have helped many buyers purchase homes using this great program.  You can use it for new and re-sale homes.  Town homes, single family homes and condos.

Enjoy your day/evening.  Penny

RE/MAX Excellence Realtor Puts the Excellence in Real Estate Las Vegas and Henderson Penny O’Brien 702.321.9383

Wednesday, December 6th, 2017

Hi there,

How do buyers and sellers chose who they are going to have represent them in their needs for buying or selling a home in Summerlin, Las Vegas, Henderson, Green Valley, the SW and NW and North Las Vegas.  I, Penny can help 702.321.9383  I can help with New and Resale homes, condos and town homes.

From my experience which is at least 16 years being a full-time Realtor, here’s what I’ve seen:

Referrals: referrals are awesome, most of the time it’s a win-win for both buyer, seller and the agent. Referrals can be from past clients, lenders, friends, co-workers, church members, the list goes on and on.

Internet:  Well, I can tell you I’ve received a lot of clients from my website and other Internet sites.  I blog about what I think is important to people and they enjoy reading what I have to say.  I’m a down to earth kinda girl who tells it like it is.  I don’t LIE to my clients and say things they want to hear if it’s not the truth.  Believe me there are a TON of REALTORS in Las Vegas and surrounding areas that will lie straight up to any and everyone.  I’ve heard the lies, I’ve been lied to.  YUCK.

Repeat clients:  I have the most amazing clients whom it’s hard to even call them clients become friends.  Really great friends who end up having a long time friendship worth having.

Let me up the Excellence in your Real Estate needs, Penny O’Brien 702.321.9383 RE/MAX Excellence

P.S. if you qualify for the HUD Section 184 Native American Indian Home Loan all me I’ve got a whole lot of experience with using it. GO FHA.

I’ve also helped a lot of Alaskans move from Alaska

Got Cash, let’s see what’s out there for you, conventional loan, perfect. VA thank you for your service. I am a mother of a Marine.  I appreciate you and all you do for our freedom.

Multigenerational housing GenSmart Suite Las Vegas New Homes

Wednesday, December 6th, 2017

Hi there,

Check out this GenSmart Suite video I took for you.  I can help you find what you’re looking for, Penny O’Brien, 702.321.9383.

Multigenerational house plans accommodate different reasons why there are more generations under the same roof these days. There is no major division between lodgings; all of the bedrooms, bathrooms and public spaces are encompassed in the same house or casita. Plans for multigenerational homes often create privacy by dividing bedrooms into separate wings, or by including a bathroom with every bedroom. The kitchen, dining room and other communal areas are generally shared.

Multi-Family house plans, typically include two or more complete living suites within the same structure/house. For Example:  duplex or apartment complex, each living space includes a separate kitchen and living area and a separate entrance. Of course there are many different approaches to multi-family house plans and designs. Maybe a two-story home could contain living areas for three different families: one in the basement, a second on the ground floor and a third above. Alternatively, a townhouse-style design would place two, sometimes the same floor plan of living areas next to each other, with a separate entrance for each.

There are so many reasons why more American households now consist of two or more generations under one roof:

Debt-saddled millennials can’t afford or don’t want  to move out on their own; boomers worried about their aging parents want to keep them close by; live-in grandparent babysitters can help offset the price of child-care and other expenses related to raising children.

I can help you with your REAL ESTATE Needs, Penny O’Brien 702.321.9383 RE/MAX Excellence, where I put the Excellence into Real Estate.

Buying options, Cash, VA, FHA and Conventional

Summerlin Town Homes by Cal Atlantic Las Vegas 89138 HUD 184 New Construction Native American Indian Home Loan Program Penny O’Brien 702.321.9383

Tuesday, December 5th, 2017

Yes, If you are interested in new construction and want and can use your opportunity for the HUD 184 Native American Indian Home Loan Program here is a prime example of what you could buy in Summerlin, Las Vegas NV 89138. They are in the beginning stages of building so it’s an excellent time to purchase.  I can help you with any new construction in the Las Vegas Valley, Henderson, Summerlin and North Las Vegas.  All you need to do is call and I’ll be there.  Don’t want to live in Summerlin, No worries I got you covered. I can access all the new home construction areas in the whole valley.

Maybe you’re not into new construction.  I can help with re-sales too.  I’ve been happily helping happy clients for over 16 years full-time.  We have fun when we are working together to find the perfect place.  My Clients trust me and know that I am there for them throughout the WHOLE transaction.
BUZZ me: Penny O’Brien 702.321.9383

affordable housing in Las Vegas, North Las Vegas, Penny O’Brien 702.321.9383 Priced under $130k

Tuesday, November 21st, 2017

HI there, VA, FHA, Conventional and Cash Buyers, Investors and Section 184 Native American Indian Home Loan Program

as many of you know, I do keep up with all the new home builders and their construction.  When I was out yesterday previewing new home builders I came across a new tract home sales person who gave me a little inside information about a new community that is opening up.  As far as I can tell right now they are going to be the least expensive new home builder in town.

If you are looking for a wonderful place and want more information call me now so I can help get you into this area and price range before anyone else.

Penny O’Brien 702.321.9383

RE/MAX Excellence

Native American Indian Home Loan Program Section 184 HUD, Help is here

Friday, November 17th, 2017

Hi there,

Are you in the market to buy a home?  If so, give me a call to find out more information about a fantastic program. Penny O’Brien 702.321.9383 I can help  you right NOW.

The Section 184 Native American  Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

The unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.

To help and increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.

take care, enjoy your day/evening. Penny

Section 184 Penny O’Brien, Realtor helps with buyers using the HUD Section 184 Native American Indian Home Loan Program

Friday, November 17th, 2017

I have lots of experience with helping buyers use this wonderful program.  Let’s get moving, Penny O’Brien 702.321.9383

Here we go,

The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If  you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country

Call Me NOW, Penny O’Brien 702.321.9383

Honoring America’s Native People, Las Vegas Realtor, Penny O’Brien 702.321.9383

Thursday, November 16th, 2017
Hi there, I am here Honoring America’s Native People

National Native American Heritage Month, observed since 1990, gives Americans the opportunity to reflect, celebrate, and honor the Native People of this land. This year, we celebrate the 27th anniversary of this observance to marvel at their contributions to society, educate ourselves on their heritage and raise awareness about the challenges and triumphs they have endured throughout history.

Native Americans have contributed vastly in the arts, sciences, education, civic leadership, and engineering, just to name a few. They have served and continue to serve in our Armed Forces, pioneered many of our medical and vocational innovations, leading many of the environmental activism being carried out today.

Did you know? There are over 550 federally recognized tribes in America today and currently about 4.5 million Native Americans living in the U.S.

obtaining a NADL, law requires that:

  1. The applicant must be an eligible Veteran.
  2. The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.
  3. Apply for the Certificate of Eligibility.
  4. The loan must be to purchase, construct, or improve a home on Native American trust land.
  5. The Veteran must occupy the property as his or her primary residence.
  6. The Veteran must be a satisfactory credit risk

I can help with your buying and selling needs.  I have been in the Real Estate business for over 20 years and have VERY happy clients.  Call me:

Penny O’Brien 702.321.9383

RE/MAX Excellence

 

 

Loan Eligibility Section 184 HUD Native American and Alaskan tribes Las Vegas Realtor Penny O’Brien HELPS

Thursday, November 16th, 2017

Hello, let’s talk about this wonderful program: Penny O’Brien with RE/MAX Excellence 702.321.9383. I CAN HELP

Section 184 Home Loan Guarantee is reserved for members of Native American and Alaskan tribes,  to receive a Section 184 loan you must be an enrolled member of a Federally Recognized Tribe. Verification or tribal enrollment will be necessary upon application for a Section 184 loan. Enrollment decisions are made solely by the tribal government.

Typically your tribe will provide a card or a letter proving your enrollment status. Trust lands and tribal members on and off reservation may be eligible.

Give me a call, we can provide you with clarification and answers to all your questions 702.321.9383

I have been helping buyers use this program for over 4 years and have VERY happy clients.

Penny O’Brien

RE/MAX Excellence

4435 S. Buffalo Dr

Las Vegas, NV 89147

What is the Native American Housing Program, Section 184 HUD, Las Vegas, Penny O’Brien

Wednesday, November 15th, 2017

Hi there,

Need Help?  I can help you to understand how this works. I’ve worked with many happy buyers and this program

HUD’S Section 184 Loan Program allows borrowers to obtain a mortgage with a low down payment and pay a minimal loan guarantee fee to get into a home of their own.  this program is designed to offer home ownership opportunities for eligible Native American Individuals or families, tribes and Tribally Designated Housing Entities, Including Native American Housing Authorities on their native lands.

Section 184 Program Highlights

Native American Housing Loan Guarantee program Section 184 is designed to help Native Americans and Alaska Natives obtain home ownership

Low Minimum down payment

purchase of an existing home or new construction

refinancing available for Rate and Term, Cash-out or Streamline

Fixed Rate loans

owner occupied and fee-simple loans only

Flexible underwriting

No Maximum income limits

WHO is eligible for a Section 184 Loan?

Any Native American, Alaska Native that is a member of a federally recognized tribe or an Alaska village

Native American Tribe that has qualified for the Section 184 Program

Tribally Designated Housing Entity TDHE

Native American Housing Authority IHA

Want to know more?  Ask me, Penny O’Brien, REALTOR,  702.321.9383 I will be able to help you out

RE/MAX Excellence

4435 S. Buffalo Dr.

Las Vegas, NV 89147

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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