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Posts Tagged ‘American’

HUD 184, Native Americans get home loans LAS VEGAS, HENDERSON, SUMMERLIN, SW, NW Penny O’Brien 702.321.9383

Wednesday, August 2nd, 2017

Hi there,

The HUD 184 was established in 1992, the Section 184 loan provided by HUD, the Department of Housing and Urban Development, has helped thousands and continues helping Native Americans get home loans both on and off reservations.

HUD 184 loan, what is required for both home and borrower eligibility:

There is no maximum income limits

Gifts of money funded by family or the tribe for assistance are allowed

Home buyer education is not required

Needs to be an owner occupied primary residence

5% one time, up-front guarantee fee that is financed into the loan

Down payment requirement of 2.25%

Want more info?  Do you Have more questions about this wonderful program? I can help you out and would really love the opportunity to work with you.

Enjoy your day/evening, Penny O’Brien 702.321.9383

GowithPenny@yahoo.com 

 

 

Food for thought, some great, some of the best Restaurants in Las Vegas, NV

Saturday, February 18th, 2017

Hi there,

Ok, let’s talk about food.  What kind do you like most?  Mexican, Thai, Vietnamese, Italian, American, or Chinese?

Here are a few of my favorite Restaurants:

buca di beppo

Rosati’s Pizza

Buffalo Wild Wings

Pin Kaow, they have three locations

Many casinos have Buffets that usually give you a big variety of different ethnic foods

Javier’s inside the Aria

China Polano at The Cosmopolitan

D.O.C.G. “Denominazione di Origine Controllata e Garantita At the Cosmo

Chada Thai and Wine

Michoacán Gourmet Mexican Restaurant 

Leticia’s Mexican Cocina

Pho Kim Long Restaurant

Lilly’s Thai & Vietnamese Restaurant
Pho Sing Sing Restaurant
Now I’m HUNGRY,  How about you?  We can meet for dinner and discuss your Real Estate Needs.
Enjoy your life and eat well.
Penny O’Brien with RE/MAX Excellence 702.321.9383 GOWITHPENNY@YAHOO.COM

chada thai and wineHaving dinner with friends at Chada Thai and Wine.  YUMMMMMMMMY

 

 

 

Las Vegan’s happy with The HUD 184 Loan Program for Native American for Las Vegas Home Buyers

Saturday, January 14th, 2017

Hello all,

Do  you have a Tribal Card? Do you want to purchase a home in Las Vegas, Henderson or nearby Areas in Las Vegas, NV? The HUD 184 Native American Program is alive and well.  I have had several of my clients use it.  The amount of money that they have to come in with to close the deal is very low.  My Clients are so happy with the HUD 184 Program.

Many New Mexico residents are moving to Las Vegas and the surrounding areas and have contacted me so that we can get out there and find them the perfect home purchasing the home using the HUD 184 Program.

I have access to down payment assistance programs too.

Call me and let’s get started:  Penny O’Brien @ 702.321.9383

EMAIL:  GoWithPenny@yahoo.com

Is April the best month to sell your home? To Buy? Friday is the best day to list your place. Las Vegas NAR American family home facts.

Monday, January 13th, 2014

1. Home is where the heart (and equity) is: 61.4% of the average American family’s net worth is in home equity.

2. A homeowner’s net worth is over thirty times greater than that of a renter.

3. TGIF! The best day of the week to list your home is Friday.

4. Historically, the best month of the year to sell is April. –maybe it’s the most common month, but often sellers fare better in the ‘off months’ of summer and winter.

5. Odds are you’re going to need some help selling: Homeowners have a 120% better chance of selling their home when using REALTOR®.

6. In 2013, NAR reports that the median age of first-time buyers was 31. On average these buyers purchased a 1,670 square-foot home costing $170,000 or so.

7. The typical repeat buyer was 52 years old. On average these buyers purchased a 2,060-square foot home costing $240,000.

8. According to a NAR Community Preference Survey, 78% of respondents said that the neighborhood is more important to them than the size of the home.

9. 57% said they’d give up a home with a larger yard if they could have a shorter commute.

10. NAR reports that 80% of home buyers believe their home is a good investment, 44 percent saying it’s better than stocks.

11. Buyers searched a median of 12 weeks and visited 10 homes, (My Clients see many more homes than the typical buyer)

12. 90% of home buyers who used the Internet to search for a home purchased through a real estate agent.

13. 90% of buyers financed their purchase.

14. In Scotland, homeowners paint their front door red when they pay off their mortgage.

15. Maybe don’t change your brass to brushed nickel! Brass doorknobs disinfect themselves. It’s called the oligodynamic effect: the ions in the metal have a toxic effect on spores, fungi, viruses, and other germs.

Percentages are estimated. Have a great day everyone. Penny

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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