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Posts Tagged ‘Affordable’

affordable housing in Las Vegas, North Las Vegas, Penny O’Brien 702.321.9383 Priced under $130k

Tuesday, November 21st, 2017

HI there, VA, FHA, Conventional and Cash Buyers, Investors and Section 184 Native American Indian Home Loan Program

as many of you know, I do keep up with all the new home builders and their construction.  When I was out yesterday previewing new home builders I came across a new tract home sales person who gave me a little inside information about a new community that is opening up.  As far as I can tell right now they are going to be the least expensive new home builder in town.

If you are looking for a wonderful place and want more information call me now so I can help get you into this area and price range before anyone else.

Penny O’Brien 702.321.9383

RE/MAX Excellence

Affordable Tiny Homes in NV. Where Are tiny houses allowed in Las Vegas? Pahrump? Henderson?

Friday, January 20th, 2017

Hi Everyone,

How the heck are ya? Very well I hope.  If you’re here to know more about tiny homes in Las Vegas and other cities around Vegas then here we go.

First of All, Nevada is very rural, many people if you haven’t visited NV would think of just Vegas and the population of the valley.  When you start getting outside of Vegas you will see that it so very rural.  You can travel on and on and on and never see a home.

Here’s the kicker, Las Vegas of course like many cities have somewhat strict building codes.  I realize they are in place to protect home owners and the public.  But, If you’re wanting to live the “tiny house” movement life style, which I personally love the idea, it’s probably not gonna happen in Clark county.

Land in Clark county is not inexpensive either.  Living off the grid in Clark County, probably not gonna happen.  So, you can see that it’s not gonna happen and if so it surely wouldn’t be easy.

So, where in NV can we do our tiny home living.  Many areas. If you’re willing to NOT live in Vegas.  Of course, I love Vegas, I’ve been working with Buyers and sellers with their properties for over 15 years buy and sell here in Vegas.  I’m just sharing that many people DO NOT want big houses.  They don’t want all the maintenance, they want freedom to travel, to live simplistic, they are minimalist.

INTERESTED now?  If so, Call me @702.321.9353

I will help you with your dream of having your own tiny house.  LET’S do this.  It’s exciting. ENJOY your day,

Penny O’Brien/

Who remembers 18% and 19% interest rates? I do, do you? Balloon Loans. Interest rates are so low right now.

Wednesday, April 20th, 2016

Hi folks,

So, I’ve been looking back on my life and thinking about my homes I’ve purchased.  My first place was  back in 1977, in the little town of Solon, Iowa.  I can’t remember the exact price of the home, I’m going to guess it to be around $37,000.00.  Sounds really cheap now but that was 40 years ago.  At the time we barrowed the money on a balloon loan.  Does anyone remember balloon loans.  It was a risk to go with a balloon loan.  Usually, it consisted of after 3 years of making payments the loan would come up for review and whatever the current interest rate was is what you consumed.  I think after my first 3 years when it was time to review my 8% or 9% loan rose to 18% or more.   Can you image that?  I know the loan amount wasn’t huge but that is a huge increase.  At the time you just went with the flow paid it and after another 3 years reviewed the loan again and the interest rates had dropped back to guesstimating 11%.

Right now interest rates are extremely low and there are so many grant programs out there, it really does make it very easy and affordable to purchase a home.  Lock in the rate and you don’t have to think about it again.

When are you ready to move?  I would love to help you with your Real Estate needs.  Please call, text or e-mail me anytime.  Enjoy your night. Penny

HARP/ Home Affordable Refinance Program Extended. FHFA/ Federal Housing Finance Agency

Thursday, April 18th, 2013
The Federal Housing Finance Agency (FHFA) has announced the extension of the Home Affordable Refinance Program (HARP) by two years to December 31, 2015. The program was set to expire December 31, 2013. We applaud this decision and will continue to fully support HARP for our eligible customers.
At Bank of America, HARP has proven to be an important tool for enabling our customers, especially underwater homeowners, to achieve meaningful financial savings through interest rate reductions in a streamlined refinance transaction. Since 2009, Bank of America has been an important participant in HARP, providing interest rate reductions for more than 350,000 borrowers with loan-to-value ratios (LTVs) greater than 80 percent. This year we expect to assist more than 100,000 customers/borrowers under the HARP program.
Great News for us here in Las Vegas, NV
Penny O’Brien/LVsweetHomes Realty/ 10120 S. Eastern Ave, 200. Henderson, NV 89052

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent

Cell:  702.321.9383

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