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Posts Tagged ‘184’

Good News for Clark County Buyers, FHA buying limits for Las Vegas Henderson North Las Vegas SW and NW of the Las Vegas Valley

Friday, December 8th, 2017

 Hi there everyone,

Ready, get set, go.  These new FHA loan amounts are increasing for home buyers which is great news since our Las Vegas Home Prices are rising. It’s a wonderful time to buy homes here in Las Vegas. I put the excellence in Real Estate.  Contact me for more information about our housing market, Penny O’Brien with RE/MAX Excellence @ 702.321.9383

ONE UNIT :  $294,515

TWO UNIT :  $377,075

THREE UNIT: $455,800

FOUR UNIT    $566,425

Are you interested in the FHA loan called Section 184 Native American Indian Loan Program?  I can Help, I know the program and have helped many buyers purchase homes using this great program.  You can use it for new and re-sale homes.  Town homes, single family homes and condos.

Enjoy your day/evening.  Penny

RE/MAX Excellence Realtor Puts the Excellence in Real Estate Las Vegas and Henderson Penny O’Brien 702.321.9383

Wednesday, December 6th, 2017

Hi there,

How do buyers and sellers chose who they are going to have represent them in their needs for buying or selling a home in Summerlin, Las Vegas, Henderson, Green Valley, the SW and NW and North Las Vegas.  I, Penny can help 702.321.9383  I can help with New and Resale homes, condos and town homes.

From my experience which is at least 16 years being a full-time Realtor, here’s what I’ve seen:

Referrals: referrals are awesome, most of the time it’s a win-win for both buyer, seller and the agent. Referrals can be from past clients, lenders, friends, co-workers, church members, the list goes on and on.

Internet:  Well, I can tell you I’ve received a lot of clients from my website and other Internet sites.  I blog about what I think is important to people and they enjoy reading what I have to say.  I’m a down to earth kinda girl who tells it like it is.  I don’t LIE to my clients and say things they want to hear if it’s not the truth.  Believe me there are a TON of REALTORS in Las Vegas and surrounding areas that will lie straight up to any and everyone.  I’ve heard the lies, I’ve been lied to.  YUCK.

Repeat clients:  I have the most amazing clients whom it’s hard to even call them clients become friends.  Really great friends who end up having a long time friendship worth having.

Let me up the Excellence in your Real Estate needs, Penny O’Brien 702.321.9383 RE/MAX Excellence

P.S. if you qualify for the HUD Section 184 Native American Indian Home Loan all me I’ve got a whole lot of experience with using it. GO FHA.

I’ve also helped a lot of Alaskans move from Alaska

Got Cash, let’s see what’s out there for you, conventional loan, perfect. VA thank you for your service. I am a mother of a Marine.  I appreciate you and all you do for our freedom.

American Indian Home Loan Program HUD 184 Las Vegas REALTOR

Tuesday, December 5th, 2017

Hi there,

Do you have questions about this wonderful Native American Indian Home Loan Program here in Las Vegas?  I have answers for you.

Penny O’Brien 702.321.9383

Here’s a few in sites about the HUD 184 Loan Program.

Yes, you can buy new home construction, there are limits to the amount of purchase for buyers

Yes, You do need a tribal card or CDIB (Certificate of Degree of Indian Blood or Certificate of Degree of Alaska Native Blood)

A Certificate of Degree of Indian Blood does not establish membership in a tribe.

Tribal membership is determined by tribal laws and may or may not require a CDIB or may require a separate tribal determination of ancestry or blood degree.

  1. Your full name, address, telephone number and birth certificate, and marriage certificate.  (born 1940)
  2. Completed application form for CDIB card.
  3. Your parents full name, birth, death, and marriage certificate for both of them.  (You need both, after all they are your parents, so you need both of them to prove who you are, even if the Native American heritage is only on one side.) (born 1915-1921)
  4. Your grand parents full name, birth death and marriages certificates for both of them. (born 1890-1895) Now the research becomes harder!!  In many states there was no birth, death and marriage registration prior to 1900.  You can use tribal roll records, census records, probate records, baptism records.  Again you will need to know where these people lived and census records are your best source.  Except for Native Americans, who hid, lied, and avoided the census taker all together.
  5. Your great grandparents full name, birth death and marriage certificates for both. (born 1865-1870)
  6. Your great great grandparents, full name, birth, death and marriage certificates for both. (born 1845-1850

I have helped many buyers use this program and look forward to helping you too. Penny O’Brien

702.321.9383

Summerlin Town Homes by Cal Atlantic Las Vegas 89138 HUD 184 New Construction Native American Indian Home Loan Program Penny O’Brien 702.321.9383

Tuesday, December 5th, 2017

Yes, If you are interested in new construction and want and can use your opportunity for the HUD 184 Native American Indian Home Loan Program here is a prime example of what you could buy in Summerlin, Las Vegas NV 89138. They are in the beginning stages of building so it’s an excellent time to purchase.  I can help you with any new construction in the Las Vegas Valley, Henderson, Summerlin and North Las Vegas.  All you need to do is call and I’ll be there.  Don’t want to live in Summerlin, No worries I got you covered. I can access all the new home construction areas in the whole valley.

Maybe you’re not into new construction.  I can help with re-sales too.  I’ve been happily helping happy clients for over 16 years full-time.  We have fun when we are working together to find the perfect place.  My Clients trust me and know that I am there for them throughout the WHOLE transaction.
BUZZ me: Penny O’Brien 702.321.9383

affordable housing in Las Vegas, North Las Vegas, Penny O’Brien 702.321.9383 Priced under $130k

Tuesday, November 21st, 2017

HI there, VA, FHA, Conventional and Cash Buyers, Investors and Section 184 Native American Indian Home Loan Program

as many of you know, I do keep up with all the new home builders and their construction.  When I was out yesterday previewing new home builders I came across a new tract home sales person who gave me a little inside information about a new community that is opening up.  As far as I can tell right now they are going to be the least expensive new home builder in town.

If you are looking for a wonderful place and want more information call me now so I can help get you into this area and price range before anyone else.

Penny O’Brien 702.321.9383

RE/MAX Excellence

Native American Indian Home Loan Program Section 184 HUD, Help is here

Friday, November 17th, 2017

Hi there,

Are you in the market to buy a home?  If so, give me a call to find out more information about a fantastic program. Penny O’Brien 702.321.9383 I can help  you right NOW.

The Section 184 Native American  Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

The unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.

To help and increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers. By guaranteeing these loans 100%, we encourage Lenders to serve the Native Communities. This increases the marketability and value of the Native assets and strengthens the financial standing of Native Communities.

take care, enjoy your day/evening. Penny

Section 184 Penny O’Brien, Realtor helps with buyers using the HUD Section 184 Native American Indian Home Loan Program

Friday, November 17th, 2017

I have lots of experience with helping buyers use this wonderful program.  Let’s get moving, Penny O’Brien 702.321.9383

Here we go,

The Section 184 Indian Home Loan program is a mortgage product specifically for American Indian and Alaska Native families, tribes, Alaska Villages or tribally designated housing buyers. Congress established this program in 1992 to facilitate home ownership in Native American communities. Using Section 184 financing you can get into a home with a low down payment, no mortgage insurance and flexible underwriting. If you are a potential home buyer, Section 184 is a wonderful product — thanks to the low down payment requirement of 2.25% for loans over $50,000. If your loan amount is under $50,000, your down payment is 1.25%. If  you don’t have to pay a mortgage insurance premium each month. Instead, a one–time, 1% loan guarantee fee can be added to your final loan amount. Our underwriters are familiar with the unique issues and circumstances that Native Americans face when trying to get a mortgage in Indian Country

Call Me NOW, Penny O’Brien 702.321.9383

Month-over-month change in selling prices for August 2017 Las Vegas and the United States

Friday, November 17th, 2017

Month-over-month change in selling prices for August 2017This is very interesting.  I hope you enjoy it too.  Moving?  Let me know how I can help with your Real Estate needs. Penny O’Brien 702.321.9383

This map shows each state’s month-over-month selling price for August 2017.  The light gray states, prices have gone up between July and August. This would suggest a seller’s market where buyers may face increased competition. New York and Wisconsin had the highest month-over-month price increases — both above 6% — likely indicating that their housing markets are gaining strength.

The full data lists the median selling prices in July 2017 and August 2017 for each state. The actual numbers can give some insight into the amount of inventory compared to demand from home buyers. Median selling prices are currently over $300,000 in many large seller’s markets including District of Columbia, Hawaii, California, Massachusetts, Colorado, Washington and New York. According to the data, District of Columbia had the highest median selling price in August 2017 at $510,099.

I have over 20 years experience working with buyers and sellers.

Penny O’Brien

RE/MAX Excellence

702.321.9383

Need financing?  I can help you with that too.  I have many lenders who have been busy doing loans in Las Vegas forever and a day.

Section 184 the Native American Indian Program is a wonderful program.  Call me about more information I have helped so many buyers, HAPPY buyers.  Penny 702.321.9383

California movers to Las Vegas, let’s get moving Special Agent Penny O’Brien 702.321.9383

Thursday, November 16th, 2017

Welcome,

Are you moving to Vegas?  Thinking about moving to Las Vegas? Have friends moving to Vegas?  I can help you.  I have helped so many California people move here and purchase a place.  Yes, you’re right Vegas doesn’t have the beautiful beaches…….. we do have other types of fun.

Call Me and let’s talk about Las Vegas REAL ESTATE, Penny O’Brien RE/MAX Excellence 702.321.9383

I can help you find the perfect place to make your own.  I’ve been helping buyers and sellers for over 20 years.  Buying with cash, FHA, VA, Conventional, Section 184 Native American Indian Home Loan program.   I have all the new home construction builders info too.   Let’s get moving. Enjoy your life.

  • Go to the Park. You can take your family or go with a friend. …WE have amazing parks all through the valley, Henderson has a water park. Summerlin has huge inviting parks
  • Watch the Sunset. … Yes, our desert has grand sunsets
  • Pack a Picnic Lunch. …and go people watch on the strip
  • Play Board Games. … there’s all kinds of places to sign up for game playing
  • Play Card Games. …Eurche?  do you know how to play?  it’s not just a midwest game anymore
  • Do a Road Rally With Friends. …
  • Free fun things…….. There are so many free things to see in Vegas
  • Throw a B.Y.O.E…… Get to know new neighbors this way
  • Farmers Markets….. we have farmers markets all through the valley
  • Library’s….. the library’s have free events every weekend
  • Red Rock Canyon…. Hike or drive through the loop
  • Mt. Charleston…. Get some really good fresh air

Honoring America’s Native People, Las Vegas Realtor, Penny O’Brien 702.321.9383

Thursday, November 16th, 2017
Hi there, I am here Honoring America’s Native People

National Native American Heritage Month, observed since 1990, gives Americans the opportunity to reflect, celebrate, and honor the Native People of this land. This year, we celebrate the 27th anniversary of this observance to marvel at their contributions to society, educate ourselves on their heritage and raise awareness about the challenges and triumphs they have endured throughout history.

Native Americans have contributed vastly in the arts, sciences, education, civic leadership, and engineering, just to name a few. They have served and continue to serve in our Armed Forces, pioneered many of our medical and vocational innovations, leading many of the environmental activism being carried out today.

Did you know? There are over 550 federally recognized tribes in America today and currently about 4.5 million Native Americans living in the U.S.

obtaining a NADL, law requires that:

  1. The applicant must be an eligible Veteran.
  2. The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.
  3. Apply for the Certificate of Eligibility.
  4. The loan must be to purchase, construct, or improve a home on Native American trust land.
  5. The Veteran must occupy the property as his or her primary residence.
  6. The Veteran must be a satisfactory credit risk

I can help with your buying and selling needs.  I have been in the Real Estate business for over 20 years and have VERY happy clients.  Call me:

Penny O’Brien 702.321.9383

RE/MAX Excellence

 

 

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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