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Archive for the ‘Section 184 Loan Gurantee program’ Category

Section 184 Indian Home Loan Guarantee Program for buyers Las Vegas REALTOR lots of information

Wednesday, August 15th, 2018
 
Hi there everyone, If you’re looking for someone who knows how this program works, Call Penny NOW 702.321.9383
 
What exactly is the Section 184 Loan Guarantee Program?
The Section 184 Loan Guarantee Program is a loan product available to Tribes, Tribally Designated Housing Entities (TDHEs), and Tribal members.  This loan can be used on or off reservation for purchase, rehab, refinance, or new construction.  The Section 184 Indian Home Loan Guarantee program is a tool for Tribes to bring more housing to tribal communities and other areas.  Section 184 Loans are used for SFR, single-family housing (1-4 units), with a fixed-rate loan for 30 years or less. Section 184 cannot be used for commercial structures or with any type of Adjustable Rate Mortgages (ARMs).
 
Who qualifies for the HUD 184 loan?
  • American Indians or Alaska Natives who are members of a federally recognized tribe
  • Federally recognized Indian tribes
  • Tribally designated housing entities
  • Indian Housing Authorities
Yes, Penny knows this program very well.  She can help you understand how it works. The Section 184 Indian Home Loan Guarantee Program is an amazing home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
With Section 184 financing buyers can get into a home with a low down payment. One of Penny’s single mom buyers only had to come in with $1700 total to buy a 3 bedroom townhome with a 2 car garage. It was cheaper for her to buy a home than to rent.  A couple from Alaska bought a two bedroom townhome with a 2 car garage, they were happy to have the program available for them to use.
 Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 is synonymous with home ownership in Indian Country.
Penny has helped so many buyers using this program, she believes it’s a fantastic program for the well deserving population that qualifies for it.  Please feel free to call her for more information.  Penny O’Brien 702.321.9383
 Section 184 is adding to the marketability and value of the Native assets and strengthening the financial standing of Native communities.
Is Las Vegas eligible for the program?
Yes, Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, Southwest and Northwest Las Vegas all fit the criteria for this loan. The program has grown to include eligible areas beyond tribal trust land.
What you can expect from Penny when you are a First-Time home buyer:
             
  • She works at no cost to you!
  • Provides detailed listing information not always available to the general public.
  • Negotiates the deal to help save you money.
  • Guides you through the avalanche of paperwork.
  • Penny Commits lots of time and energy to finding you the right property. 
 
As your Real Estate Agent she will lead you through every single step of the exciting home buying process. Penny will help you define your “wish list” of features you want in your home. 
                            
She will walk you through the mind-boggling financial details associated with buying a home. She monitors all new listings and  will alert you to new listings as soon as they are put on the market. She will help to eliminate the stress involved with buying a home by putting her years of real estate experience to work for you. Finding the right property for you is her business. Contract Penny NOW!  702.321.9383 GOwithPenny@yahoo.com

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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