Today let’s talk about VA loans. Most Agents and sellers I believe don’t understand the importance that they give to our Veterans clients. VA loans are a little bit different than your standard conventional or FHA or loan goes but come on give it a little effort and go with the flow. There are a few things that the program doesn’t allow the buyer to pay for. As written below:
- Tax Service
There’s really not that many issues that need to be addressed. I believe agents are lazy and don’t want to go the extra mile to help their client get a VA loan if that is what the client wants.
Many buyers are discouraged from using their opportunity. I say, go for it. Use it if it’s the best fit for you.
Here are a few things the buyer can pay for:
- A Appraisal
- C Credit Report
- T Title Insurance
- O Origination Fee
- R Recording Fee
- S Survey
The VA loan can be confusing but as long as you’re working with an lender who knows what they are doing then all should go ok. I hope this was of some help to you. if you feel your agent isn’t helping you with what your needs are you do have the right to fire them. Do what’s best for you. And, as always, Thank you for you service. Penny