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Archive for the ‘Home at Last : Down Payment Assistnace Grant for Las Vegas Home Buyers’ Category

HUD, FHA, Down payment programs in NV. Las Vegas, 184 loan program

Saturday, January 21st, 2017

First Time Home Buyers

I CAN SHOW YOU ANY PROPERTY YOU FIND OF INTEREST. I have access to all available properties in the Las Vegas Valley. Call me today!

First-Time BUYERS

  • I work at no cost to you!
  • Provide detailed listing information not always available to the general public.
  • Negotiate the deal to help save you money.
  • Guide you through the avalanche of paperwork.
  • Commit my time and energy to finding you the right property.

As your Real Estate Agent I will lead you through every single step of the exciting home buying process. I will help you define your “wish list” of features you want in your home.

I will walk you through the mind-boggling financial details associated with buying a home. I do monitor all new listings and alert you to new listings as soon as they are put on the market. I help to eliminate the stress involved with buying a home by putting my years of real estate Knowledge to work for you. Finding the right property for you is my business.


Call Penny O’Brien 702.321.9383

Home at Last, Nevada Rural Housing Authority for Las Vegas Home Buyers Down Payment Assistance Grant

Thursday, April 14th, 2016

Hi Folks,

If you are in the market to buy a home and are a first time homebuyer.  A new homebuyer is considered not having a mortgage for 3 years.  The Home at last is a wonderful program for down payment assistance.  It is a grant, here are a new of the qualifications for the program:

$95,500 maximum income limit for qualifying borrower, 640 minimum credit score, 45% maximum debt-to-income ratio.  Manual under writing okay, grant options: FHA and VA, 2% to 5% , USDA 2% to 4%, Fannie Mae HFA Preferred Conventional .

Mortgage tax Credit program:

Homebuyers can take the annual tax credit or increase W-4 exemptions to increase take home pay. Average savings is $2000 a year divided by 12 equals $166.67 a month in extra income.  Available for the first time homebuyers and qualified veterans.  Fees: $995 (no fee for veterans, active duty and National Guard Service personnel)  $300 optional lender application fee.  Income and purchase price limits vary by county and household size.

This is a wonderful grant program that can be used with other programs for down payments and closing costs.  Please call me if you’re in the market to purchase. Thank you for checking in with me and my blog.  I’ll try to keep everyone updated as much as I can.


Enjoy your day, Penny



Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent

Cell:  702.321.9383

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