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Archive for the ‘FIRST TIME HOME BUYER’ Category

Financing a Home in Las Vegas, NV, Is a Pre-approval letter necessary? Cash? FHA, VA, HUD, Conventional

Sunday, January 22nd, 2017

Hi again,

Let’s be honest, shall we?  If you don’t have a pre-approval letter from a lender when you are ready to buy do you really think that a seller will take you seriously?  Think of it this way, let’s turn the situation around.  You are the seller, I put your house on the market and offers start flooding in.  Any one can offer any amount, someone could offer you a million dollars on a home valued at $200k.  It does not mean that the lender/bank/financial company is going to loan you a million dollars for the house.  They will loan you the appraised value, minus down payment amount depending on your loan type.  You’re probably not going to go to the market and pay $20 a pound for apples, unless they are gold plated.  Back to the pre-approval letter and buyers.

For the sack of being simple let’s say 2 offers come in.  One offer is at list price, we believe after doing our investigation on the property that it will appraise for list.  The second offer is at list and the buyer is willing to pay out of pocket an additional $20k cause it’s right next to their family and they have to have the house.  The first offer came with a pre-approval letter and is a sound buyer.  The second offer has no approval letter, you have no idea if this buyer is capable of purchasing your home or not.  There’s no evidence of funds.  NOW WHAT?  Obviously, we ask for the letter of approval but they tell us, don’t worry we are good for the loan, we have good jobs, have money in our savings, we’ve bought before, the bank will give us the money.  Are you going to believe them?  I hope not.  You have to be able to know at least at the time of their loan application that they were qualified for the loan.  Things can change between then and the time of purchase.

So, the moral of the blog is, if we are going to go out there and start looking for a home for you, FIRST things FIRST, let’s talk with a lender.  It’s important also to feel comfortable with the payment you will be making.  You may fall in love with a house that is totally out of your price range.  It’s all about preparing yourself for what is right for you.

What kind of loan will you be getting?  FHA? VA? Conventional, HUD or paying CASH.

Now, are you ready?  Let’s go see a lender and see what best for you.  You can reach me at: 702.321.9383 Text, call or email: GoWithPenny@yahoo.com

ENJOY LIFE, Penny

Hello out there, I’m in need of new clients. Full-time Realtor in Las Vegas, NV. Penny O’Brien with Signature Real Estate Group

Tuesday, December 1st, 2015

Hi there,

It’s that time in my career when I am asking for clients.  Only good people, serious buyers and sellers.  Enjoy your life.. Call me anytime with your Las Vegas Real Estate questions.  I have over 17 years of full-time buying and selling experience here in Beautiful, Sunny Las Vegas.  Penny O’Brien with Signature Real Estate Group.  702.321.9383

P.S. I work with First time home buyers too.  No home is too big or too little for us to check out.

NEW HOMES In LAS VEGAS, NV Builders, Communities, Views, Valley-Wide Gourmet Kitchens, Appliances included.

Tuesday, October 20th, 2015

New Home Tracks are all over the valley, it’s valley-wide.  The Builders are going to town building all sorts of homes in all different price ranges.  Are you interested in a new home?  If so, Please call me.  I have a large inventory of what the builders have on the market right now and what’s to come.  Call me and let’s go shopping.  Penny O’Brien with Signature Real Estate Group.  702.321.9383  Your Summerlin Specialist.Cool

9482 Marshall Creek Lane, Las Vegas, NV. Arlington Ranch, Gated community with pool and playground for the kids.

Wednesday, September 3rd, 2014

http://www.propertypanorama.com/instaview-tour/las/1476410

UPGRADED TO THE MAX… UPGRADED WOOD LAM FLOORING, BAR AREA UPSTAIRS IN THE LOFT AREA, A WONDERFUL LIVING AREA FOR ENTERTAINING WITH CUSTOM INTERIOR BRICK WALL. GARAGE ACCESS FROM BACKYARD.  GATED MASTER PLANNED COMMUNITY.   ARLINGTON RANCH HAS A COMMUNITY POOL. WONDERFUL CHILDREN’S WATER PARK AND PLAYGROUND,

Call me and let’s go take a visit.  It’s a wonderful home. Penny O’Brien 702.321.9383

Las Vegas Home Search Properties for free. Call Penny @ 702.321.9383 for a private showing. Summerlin, Henderson, Green Valley, North Las Vegas, SW and NW.

Saturday, August 16th, 2014

 

Hi there,

contact me anytime for more information about Sunny Las Vegas Homes.

www.PennyOBrien.las.fusionmls.com

http://www.sunnylasvegashomes.com/search.html

I’m a Summerlin Specialist, Selling Summerlin for 14 years.

 

Search for any home for sale through the MLS in Las Vegas for free. Summerlin, Henderson, Green Valley, SW, NW and North Las Vegas too.

Thursday, July 31st, 2014

Hi there,

Are you curious to see what’s happening in our Las Vegas Housing Market?  Check it out on my free home search.  One home or many homes, if  you like them give me a call and let’s check them out.  Penny O’Brien @ 702.321.9383

I have another site that is strictly for the New Homes Sales in Las Vegas, Summerlin, North Las Vegas, the NW, SW and Henderson.

I work nights and weekends so don’t hesitate to call anytime.  Thank you for your time and have a good day/evening.

P.S. I can help you find a rental too if that is what you’re looking for.

 

http://pennyobrien.las.fusionmls.com/?ssoReauth=1

Las Vegas NEW HOMES for sale. Search for free: Call Me and let’s go See them. Penny @702.321.9383. Summerlin, Henderson, North Las Vegas, SW and NW Las Vegas Valley for Sale.

Thursday, July 31st, 2014

Hi there,

Check out the link below to view New Home Tracts in the Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, SW and the NW parts of the Valley.  It’s Free for you to have me represent you in your transaction to purchase a new home.  REMEMBER, the sales agent at the New Home Tract works for the builder, NOT you.  That’s why it’s wise to call me. Smile

Have a good day.  Penny O’Brien @ 702.321.9383

 

http://www.newhomesourceprofessional.com/customnewsletteremail/u-Penny%20OBrien/gd-July%2030/gdy-2014/fn-NHSProWeekly_glvar_Las_Vegas_07302014_0913/t-registered

update: 3375 E. Tompkins #113 Las Vegas, NV 89121 is in Contract. Contact: www.SunnyLasVegasHomes.com

Tuesday, July 29th, 2014

The beautiful Townhouse I listed a couple weeks ago is now in contract.  We will be closing soon.  If you liked that one, I’m listing another one almost identical to it.  Same wonderful Single Story Complex, with less than 70 units within.  It’s also a single story,2 bedroom, 2 bath unit.  Located near the Las Vegas Strip.

The complex has entertainment features of swimming and tennis.

If you’re interested in knowing how low your payments would be or want to see inside, feel free to give me a call.

Penny O’Brien 702.321.9383   www.SunnyLasVegasHomes.com

Signature Real Estate Group 9525 Hillwood Dr. Suite 120  Las Vegas, NV 89134

 

 

 

READY, SET, LIST. I will be putting this beautiful townhome on the market on Friday, Aug 1st 2014 in Sunny Las Vegas, NV Pool and Tennis court included. Grass and Mature Trees,. Single Story Townhome in a Single Story Community

Tuesday, July 29th, 2014

I’m going to be listing another wonderful property on Friday.  Want to know more?  It’s a beautiful Townhouse.  Located near the strip.  Lush grass and mature trees.  It fancy’s a pool and tennis court.  Totally ready to move into.  It’s furnished if you like or we can remove the furniture, your choice.   READY, SET, BUY.  Call me for a free viewing.  Penny @ 702.321.9383  Perfect place for first time homebuyers, retirees, vacation home.  Own a piece of Vegas!  It’s probably cheaper than renting.  Call me and let’s discuss payments on this property.

Two Bedrooms

Two Bathrooms

Master Suite has it’s own private glass sliding door with patio

All Appliances stay

Single Story Townhome in a very Quaint Single Story Community

Penny O’Brien  702.321.9383

LasVegasNiceLiving@yahoo.com

Signature Real Estate Group

What are title company closing costs on a house priced at $200k in Las Vegas, NV.. Buyers and Sellers Rates for Clark County.

Tuesday, February 18th, 2014

 

 

Hi there,

If you are financing a loan in Las Vegas, Henderson, Green Valley, SW, NW, North Las Vegas, Summerlin and all Surrounding Communities of Las Vegas, NV.

Owners Title: $1,126

Lenders Title:$ 358

Escrow Fee: $290 on Both Sides

Prices may vary.

Let’s get moving, Call me @ 702.321.9383

I’m here to help.

BE WELL. Penny

www.SunnyLasVegasHomes.com

 

 

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent


Cell:  702.321.9383
Email: lasvegasniceliving@yahoo.com

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Penny O'Brien can help you with: new home las vegas nv, las vegas nevada real estate, las vegas homes, las vegas luxury condo for sale, condo listings las vegas, blue diamond nevada real estate, las vegas realtor online, las vegas house condo prices, las vegas buy real estate, las vegas residential real estate, las vegas home, new home las vegas nv, and las vegas new home. Contact Penny today to discuss!

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