Archive for the ‘FIRST TIME HOME BUYER’ Category
Sunday, January 22nd, 2017
Let’s be honest, shall we? If you don’t have a pre-approval letter from a lender when you are ready to buy do you really think that a seller will take you seriously? Think of it this way, let’s turn the situation around. You are the seller, I put your house on the market and offers start flooding in. Any one can offer any amount, someone could offer you a million dollars on a home valued at $200k. It does not mean that the lender/bank/financial company is going to loan you a million dollars for the house. They will loan you the appraised value, minus down payment amount depending on your loan type. You’re probably not going to go to the market and pay $20 a pound for apples, unless they are gold plated. Back to the pre-approval letter and buyers.
For the sack of being simple let’s say 2 offers come in. One offer is at list price, we believe after doing our investigation on the property that it will appraise for list. The second offer is at list and the buyer is willing to pay out of pocket an additional $20k cause it’s right next to their family and they have to have the house. The first offer came with a pre-approval letter and is a sound buyer. The second offer has no approval letter, you have no idea if this buyer is capable of purchasing your home or not. There’s no evidence of funds. NOW WHAT? Obviously, we ask for the letter of approval but they tell us, don’t worry we are good for the loan, we have good jobs, have money in our savings, we’ve bought before, the bank will give us the money. Are you going to believe them? I hope not. You have to be able to know at least at the time of their loan application that they were qualified for the loan. Things can change between then and the time of purchase.
So, the moral of the blog is, if we are going to go out there and start looking for a home for you, FIRST things FIRST, let’s talk with a lender. It’s important also to feel comfortable with the payment you will be making. You may fall in love with a house that is totally out of your price range. It’s all about preparing yourself for what is right for you.
What kind of loan will you be getting? FHA? VA? Conventional, HUD or paying CASH.
Now, are you ready? Let’s go see a lender and see what best for you. You can reach me at: 702.321.9383 Text, call or email: GoWithPenny@yahoo.com
ENJOY LIFE, Penny
Tuesday, December 1st, 2015
It’s that time in my career when I am asking for clients. Only good people, serious buyers and sellers. Enjoy your life.. Call me anytime with your Las Vegas Real Estate questions. I have over 17 years of full-time buying and selling experience here in Beautiful, Sunny Las Vegas. Penny O’Brien with Signature Real Estate Group. 702.321.9383
P.S. I work with First time home buyers too. No home is too big or too little for us to check out.
Tuesday, October 20th, 2015
New Home Tracks are all over the valley, it’s valley-wide. The Builders are going to town building all sorts of homes in all different price ranges. Are you interested in a new home? If so, Please call me. I have a large inventory of what the builders have on the market right now and what’s to come. Call me and let’s go shopping. Penny O’Brien with Signature Real Estate Group. 702.321.9383 Your Summerlin Specialist.
Wednesday, September 3rd, 2014
UPGRADED TO THE MAX… UPGRADED WOOD LAM FLOORING, BAR AREA UPSTAIRS IN THE LOFT AREA, A WONDERFUL LIVING AREA FOR ENTERTAINING WITH CUSTOM INTERIOR BRICK WALL. GARAGE ACCESS FROM BACKYARD. GATED MASTER PLANNED COMMUNITY. ARLINGTON RANCH HAS A COMMUNITY POOL. WONDERFUL CHILDREN’S WATER PARK AND PLAYGROUND,
Call me and let’s go take a visit. It’s a wonderful home. Penny O’Brien 702.321.9383
Saturday, August 16th, 2014
contact me anytime for more information about Sunny Las Vegas Homes.
I’m a Summerlin Specialist, Selling Summerlin for 14 years.
Thursday, July 31st, 2014
Are you curious to see what’s happening in our Las Vegas Housing Market? Check it out on my free home search. One home or many homes, if you like them give me a call and let’s check them out. Penny O’Brien @ 702.321.9383
I have another site that is strictly for the New Homes Sales in Las Vegas, Summerlin, North Las Vegas, the NW, SW and Henderson.
I work nights and weekends so don’t hesitate to call anytime. Thank you for your time and have a good day/evening.
P.S. I can help you find a rental too if that is what you’re looking for.
Thursday, July 31st, 2014
Check out the link below to view New Home Tracts in the Las Vegas, Summerlin, Henderson, Green Valley, North Las Vegas, SW and the NW parts of the Valley. It’s Free for you to have me represent you in your transaction to purchase a new home. REMEMBER, the sales agent at the New Home Tract works for the builder, NOT you. That’s why it’s wise to call me.
Have a good day. Penny O’Brien @ 702.321.9383
Tuesday, July 29th, 2014
The beautiful Townhouse I listed a couple weeks ago is now in contract. We will be closing soon. If you liked that one, I’m listing another one almost identical to it. Same wonderful Single Story Complex, with less than 70 units within. It’s also a single story,2 bedroom, 2 bath unit. Located near the Las Vegas Strip.
The complex has entertainment features of swimming and tennis.
If you’re interested in knowing how low your payments would be or want to see inside, feel free to give me a call.
Penny O’Brien 702.321.9383 www.SunnyLasVegasHomes.com
Signature Real Estate Group 9525 Hillwood Dr. Suite 120 Las Vegas, NV 89134
Tuesday, July 29th, 2014
I’m going to be listing another wonderful property on Friday. Want to know more? It’s a beautiful Townhouse. Located near the strip. Lush grass and mature trees. It fancy’s a pool and tennis court. Totally ready to move into. It’s furnished if you like or we can remove the furniture, your choice. READY, SET, BUY. Call me for a free viewing. Penny @ 702.321.9383 Perfect place for first time homebuyers, retirees, vacation home. Own a piece of Vegas! It’s probably cheaper than renting. Call me and let’s discuss payments on this property.
Master Suite has it’s own private glass sliding door with patio
All Appliances stay
Single Story Townhome in a very Quaint Single Story Community
Penny O’Brien 702.321.9383
Signature Real Estate Group
Tuesday, February 18th, 2014
If you are financing a loan in Las Vegas, Henderson, Green Valley, SW, NW, North Las Vegas, Summerlin and all Surrounding Communities of Las Vegas, NV.
Owners Title: $1,126
Lenders Title:$ 358
Escrow Fee: $290 on Both Sides
Prices may vary.
Let’s get moving, Call me @ 702.321.9383
I’m here to help.
BE WELL. Penny
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent
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